Lee County property record for 965 Bingham Rd, Steward, IL 60553
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,786 sqft · built 2006 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Jul 2023) |
| Tax Bill | $10,548 (2025) |
| Deeds & Mortgages | Dec 2005 Construction Loan Dec 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12-31-100-008 |
| Primary APN | 21-12-31-100-008 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 165504 |
|---|---|
| Street Address | 965 BINGHAM RD |
| City | STEWARD |
| State | IL |
| Zip | 60553-9791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC31 TWP38 RNG2 PT FRAC'L NWQ 0510-0509 |
| Legal Range | 02 |
| Legal Township | 38 |
| Legal Section | 31 |
| Jurisdiction | LEE IL |
| Township / Civil Division | WILLOW CREEK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 900 |
Source: Lee County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 965 BINGHAM RD, STEWARD, IL 60553-9791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2005 | Deed of Trust, Mortgage · Construction Mortgage EUREKA SAVINGS BANK |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB |
| Feb 15, 2011 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FESERAL SAVINGS BANK |
| Jul 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK NA |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB |
| Apr 1, 2008 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Prior Sale | Apr 1, 2008 · Amount on Record |
| Deed Document Number | 20232403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE IL |
| Property Address | 965 BINGHAM RD, STEWARD, IL 60553-9791 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00512/0929 |
|---|---|
| Date | Dec 7, 2005 |
| Book Page | 0512/0929 |
| Instrument | 2005008743 |
| Name | EUREKA SAVINGS BANK |
|---|---|
| Address | MENDOTA, IL 61342 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 367 Months |
| Due | Jul 1, 2036 |
| Rate | 5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE IL |
| Property Address | 965 BINGHAM RD, STEWARD, IL 60553-9791 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201904694 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 201904694 |
| Name | FIRST FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 25, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE IL |
| Property Address | 965 BINGHAM RD, STEWARD, IL 60553-9791 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01102/1139 |
|---|---|
| Date | Feb 15, 2011 |
| Book Page | 1102/1139 |
| Instrument | 2011000833 |
| Name | FIRST FESERAL SAVINGS BANK |
|---|---|
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE IL |
| Recording Date | Jul 24, 2023 |
| Property Address | 965 BINGHAM RD, STEWARD, IL 60553-9791 |
| Document Number | 0202302403 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 202302403 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 965 BINGHAM RD, STEWARD, IL 60553-9791 |
| Investor | Possibly a Property Investor |
| Document Number | 0202302404 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 202302404 |
| Name | RESOURCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.13% |
| Max Rate At Change | 8.13% |
| Index | Other |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE IL |
| Property Address | 965 BINGHAM RD, STEWARD, IL 60553-9791 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201904694 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 201904694 |
| Name | FIRST FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 25, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE IL |
| Recording Date | Apr 1, 2008 |
| Property Address | 965 BINGHAM RD, STEWARD, IL 60553-9791 |
| Document Number | 00804/0001 |
| Book / Page | 0804 / 0001 |
| Instrument Date | Mar 27, 2008 |
| Instrument | 2008001884 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 965 BINGHAM RD, STEWARD, IL 60553-9791 |
| Document Number | 00804/0416 |
|---|---|
| Date | Apr 1, 2008 |
| Book Page | 0804/0416 |
| Instrument | 2008001885 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2023 |
Source: Lee County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lee County |
| County Subdivision | Willow Creek Township |
| Unified School District | Paw Paw CUSD 271 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,548.00 (+69.2%) | $150,176 (+94.73%) Land $41,317 Building $108,859 | $450,528 (+94.73%) Land $123,951 Building $326,577 |
| 2022 | $77,119 Land $19,694 Building $57,425 | $231,357 Land $59,082 Building $172,275 | |
| 2021 | $6,234.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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