Anne Arundel County property record for 965 Bent Tree Way, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,030 sqft · built 1986 |
| Lot Size | 0.292 acres (12,724 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,841 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-892-90042924 |
| Primary APN | 02-892-90042924 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,030 sqft Living Area |
| Gross Area | 2,294 sqft |
| 1st Floor Area | 1,396 sqft |
| Basement Area | 634 sqft |
| Finished Basement | 634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,724 sqft (0.292 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 89290042924 |
|---|---|
| Street Address | 965 BENT TREE WAY |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-6838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 21 SC 442 PL 3 HERITAGE HARBOUR |
| Legal Subdivision | HERITAGE HARBOUR |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 751600 |
965 Bent Tree Way is owned by two individuals who acquired it in May 2003.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2910 CENTER ST, EDGEWATER, MD 21037-1333 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2003 |
| Deed Sale | May 30, 2003 |
| Prior Sale | Aug 7, 2001 · Amount on File |
| Deed Document Number | 20037344 |
| Deed Book / Page | 13117 / 477 |
| Transfer Doc | 0000007344 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 965 Bent Tree Way was $5,841.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,800 Land $246,100 Building $274,700 | $520,800 Land $246,100 Building $274,700 | |
| 2025 | $5,841.00 | ||
| 2023 | $4,622.00 | $423,300 Land $226,100 Building $197,200 | $423,300 Land $226,100 Building $197,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 965 Bent Tree Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Bent Tree Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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