Virginia Beach City property record for 965 Avatar Dr, Virginia Beach, VA 23454
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1986 |
| Lot Size | 0.291 acres (12,702 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,000 (Jul 2016) |
| Tax Bill | $3,489 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Feb 2022 Mortgage + 3 more |
| APN | 2425-11-9696 |
| Primary APN | 2425-11-9696 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,702 sqft |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 288 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 965 AVATAR DR |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23454-6826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5D |
| Legal Description | OCEAN LAKES PH 3 SEC 1 C BK C LOT 26 |
| Legal Section | 02 |
| Legal Subdivision | OCEAN LAKES |
| Legal Block | C |
| Legal Lot Number | 26 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 45427 |
Source: Virginia Beach City records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 965 AVATAR DR, VIRGINIA BEACH, VA 23454-6826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DOLLAR BANK FSB |
| Feb 22, 2022 | Deed of Trust, Mortgage · Unknown DOLLAR BANK FSB |
| Feb 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK FSB |
| Aug 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage OVM FIN'L |
| Jan 18, 2019 | Deed of Trust, Mortgage · Line of Credit LANGLEY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2016 · Amount on Record |
| Deed Sale | Jul 28, 2016 · Amount on Record |
| Prior Sale | Mar 10, 2003 · Amount on Record |
| Deed Document Number | 20160728000647380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 965 AVATAR DR, VIRGINIA BEACH, VA 23454-6826 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 965 AVATAR DR, VIRGINIA BEACH, VA 23454-6826 |
| Document Number | 0000009653 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 202403009653 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15230 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 965 AVATAR DR, VIRGINIA BEACH, VA 23454-6826 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 965 AVATAR DR, VIRGINIA BEACH, VA 23454-6826 |
| Document Number | 0000001403 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 202203011403 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 6, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 965 AVATAR DR, VIRGINIA BEACH, VA 23454-6826 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 965 AVATAR DR, VIRGINIA BEACH, VA 23454-6826 |
| Document Number | 0000009421 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 202203009421 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | CANTON, OH 44711 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Feb 6, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 965 AVATAR DR, VIRGINIA BEACH, VA 23454-6826 |
| Document Number | 0000823070 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 965 AVATAR DR VIRGINIA BEACH VA 234546826, VIRGINIA BEACH, VA 23454-6826 |
| Document Number | 0000823070 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 823070 |
| Name | OVM FIN'L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 965 AVATAR DR, VIRGINIA BEACH, VA 23454-6826 |
| Document Number | 0000144770 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 965 AVATAR DR VIRGINIA BEACH VA 234546826, VIRGINIA BEACH, VA 23454-6826 |
| Document Number | 0000144770 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 144770 |
| Name | LANGLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Feb 21, 2036 |
| Rate Type | Adjustable Rate |
|---|
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,489.00 (+7.78%) | $359,700 (+1%) Land $166,000 Building $193,700 | $359,700 (+1%) Land $166,000 Building $193,700 |
| 2023 | $3,237.00 | $327,000 Land $130,000 Building $197,000 | $327,000 Land $130,000 Building $197,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 3 (1998–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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