Hood River County property record for 965 28th St, Hood River, OR 97031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,572 sqft · built 2004 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $648,400 (Jan 2025) |
| Tax Bill | $4,331 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2025 Sale & Mortgage + 1 more |
| APN | 3N10E35BC 204 |
| Primary APN | 3N10E35BC 204 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 758 sqft |
| 2nd Floor Area | 814 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 30 sqft |
| Shed | 1 Shed |
| Shed Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 13043 |
|---|---|
| Street Address | 965 28TH ST |
| City | HOOD RIVER |
| State | OR |
| Zip | 97031-7804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR2 |
| Legal Range | 10E |
| Legal Township | 03N |
| Legal Section | 35 |
| Legal Subdivision | COLUMBIA CREST |
| Legal Lot Number | 13 |
| Jurisdiction | HOOD RIVER OR |
| Township / Civil Division | HOOD RIVER |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 950202 |
965 28th St is owned and occupied by an individual who bought it in January 2025.
Source: Hood River County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 965 28TH ST, HOOD RIVER, OR 97031-7804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jan 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on File |
| Deed Sale | Jan 30, 2025 · Amount on File |
| Prior Sale | Sep 16, 2011 · Amount on File |
| Deed Document Number | 2025134 |
| Prior Transfer Date | Mar 18, 2016 |
| Prior Transfer Doc | 0000000856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOOD RIVER OR |
| Property Address | 965 28TH ST, HOOD RIVER, OR 97031-7804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Title Company | COLUMBIA GORGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 965 28TH ST, HOOD RIVER, OR 97031-7804 |
| Document Number | 0000002827 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-02827 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOOD RIVER OR |
| Recording Date | Jan 30, 2025 |
| Property Address | 965 28TH ST, HOOD RIVER, OR 97031-7804 |
| Document Number | 0000000134 |
| Instrument Date | Jan 28, 2025 |
| Instrument | 2025-00134 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 965 28TH ST, HOOD RIVER, OR 97031-7804 |
| Document Number | 0000000135 |
|---|---|
| Date | Jan 30, 2025 |
| Instrument | 2025-00135 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOOD RIVER OR |
| Property Address | 965 28TH ST, HOOD RIVER, OR 97031-7804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 965 28TH ST, HOOD RIVER, OR 97031-7804 |
| Document Number | 0000001099 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021-01099 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 965 28th St was $4,331, up 2.7% from the year before.
Source: Hood River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Hood River County |
| Municipality | Hood River City |
| Unified School District | Hood River County School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,331.00 (+2.68%) | $290,350 (+3%) Land $177,100 Building $113,250 | $554,270 (-7.85%) Land $259,210 Building $295,060 |
| 2024 | $4,218.00 (+2.78%) | $281,900 (+3%) Land $171,950 Building $109,950 | $601,510 (+16.68%) Land $373,780 Building $227,730 |
| 2023 | $4,104.00 (+2.14%) | $273,690 (+3%) Land $166,940 Building $106,750 | $515,520 (-4.91%) Land $281,490 Building $234,030 |
| 2022 | $4,018.00 | $265,720 Land $73,450 Building $192,270 | $542,150 Land $325,950 Building $216,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 965 28th St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 28th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 87% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOOD RIVER serves 8,577 people · EPA ID OR4100385 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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