965 21 Rd, Fruita, CO 81521 Property Records

Mesa County property record for 965 21 Rd, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,642 sqft · built 1987
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on Record
Last Sale	$302,500 (Sep 2017)
Tax Bill	$3,182 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2697-231-00-773`

Property Details

APN / Parcel Number

Primary APN	`2697-231-00-773`
Alternative APN	`R099628`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,642 sqft Living Area
1st Floor Area	2,642 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	117,176 sqft (2.69 acres)
Garage Type	Detached
Garage Area	672 sqft
Porch	Slab
Porch Area	144 sqft
Patio Area	984 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R099628
Street Address	965 21 RD
City	FRUITA
State	CO
Zip	81521-9318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM E4 COR SEC 23 1N 2W UM N 0DEG0853 E 661.65FT TO POB N 89DEG5741 W 358.51FT N 01DEG5109 E 331.03FT S 89DEG5718 E 348.66FT S 0DEG0853 W 330.82FT TO POB - 2.69 AC
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	2
Census Block	2039
Census Tract	1502

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	965 21 RD, FRUITA, CO 81521-9318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage MAJOR MORTGAGE
Jul 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	Oct 15, 2015 · Amount on Record
Deed Document Number	20172812935
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0002808296
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	965 21 RD, FRUITA, CO 81521-9318
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003065953
Date	Jun 8, 2023
Instrument	3065953

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Sep 1, 2017
Property Address	965 21 RD, FRUITA, CO 81521-9318
Document Number	0002812935
Instrument Date	Aug 31, 2017
Instrument	2812935
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 21 RD, FRUITA, CO 81521-9318

Mortgage

Document Number	0002812936
Date	Sep 1, 2017
Instrument	2812936

Lender

Name	MAJOR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Jul 25, 2017
Property Address	965 21 RD, FRUITA, CO 81521-9318
Document Number	0002808296
Instrument Date	Jul 18, 2017
Instrument	2808296
Transaction Type	Transfer
Record Updated	Feb 11, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 21 RD FRUITA CO 815219318, FRUITA, CO 81521-9318

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,182.00 (-15.06%)	$43,730 (-16.58%) Land $14,060 Building $29,670	$699,690 (-10.58%) Land $225,000 Building $474,690
2024	$3,746.00 (+7.37%)	$52,420 (+6.7%) Land $21,780 Building $30,640
2023	$3,489.00 (+56.04%)	$49,130 (+58.89%) Land $21,690 Building $27,440	$782,440 (+75.84%) Land $325,140 Building $457,300
2022	$2,236.00	$30,920 Land $12,160 Building $18,760
2021			$444,980 Land $175,000 Building $269,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on 21 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures