9649 Sycamore Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 9649 Sycamore Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,338 sqft · built 1977
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$278,457 (Aug 2026)
Tax Bill	$5,941 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-301-019.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-301-019.000-018`
Alternative APNs	`291308301019000034` `1713080301019000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,338 sqft Living Area
Gross Area	3,438 sqft
1st Floor Area	2,338 sqft
2nd Floor Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,100 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9649 SYCAMORE RD
City	CARMEL
State	IN
Zip	46032-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .34, SECTION 8, TOWNSHIP 17, RANGE 3, GREEN TREE COUNTRY CLUB ESTATES, SECTION 3, LOT 30
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	GREEN TREE COUNTRY CLUB ESTATES SECTION
Legal Lot Number	30
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2028
Census Tract	111103

Owner

9649 Sycamore Rd is owned and occupied by an individual who bought it in August 2026.

Source: Hamilton County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1264 VISTA SOL, PALM SPRINGS, CA 92262-1262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2024	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Sep 18, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
Oct 31, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Oct 31, 2017 · Amount on File
Deed Document Number	202635170
Prior Transfer Date	Apr 27, 2001
Prior Transfer Doc	0000030411
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 4, 2026
Property Address	9649 SYCAMORE RD, CARMEL, IN 46032-9633
Document Number	0000035170
Instrument Date	Jul 27, 2026
Instrument	202635170
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FOUNDATION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1264 VISTA SOL, PALM SPRINGS, CA 92262-1262

Mortgage

Document Number	0000035171,
Date	Aug 4, 2026
Instrument	202635171

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9649 SYCAMORE RD, CARMEL, IN 46032-9633
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9649 SYCAMORE RD, CARMEL, IN 46032-9633
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016214
Date	May 10, 2024
Instrument	2024016214

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9649 SYCAMORE RD, CARMEL, IN 46032-9633
Document Number	0000066734
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9649 SYCAMORE RD CARMEL IN 460329633, CARMEL, IN 46032-9633

Mortgage

Document Number	0000066734
Date	Sep 23, 2020
Instrument	66734

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 31, 2017
Property Address	9649 SYCAMORE RD, CARMEL, IN 46032-9633
Document Number	2017053859
Map Reference	MB4 PG145
Instrument Date	Oct 27, 2017
Instrument	2017053859
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9649 SYCAMORE RD, CARMEL, IN 46032-9633
Investor	Possibly a Property Investor

Mortgage

Document Number	2017053860
Date	Oct 31, 2017
Instrument	2017053860

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9649 Sycamore Rd was $5,941 with a homeowner's exemption, up 125.2% from the year before.

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,941.00 (+125.21%)	$313,400 (+20.86%) Land $77,400 Building $236,000	$313,400 (+20.86%) Land $77,400 Building $236,000
2024	$2,638.00 (+2.53%)	$259,300 (-) Land $77,400 Building $181,900	$259,300 (-) Land $77,400 Building $181,900
2023	$2,573.00 (-9.81%)	$259,300 (-1.07%) Land $77,400 Building $181,900	$259,300 (-1.07%) Land $77,400 Building $181,900
2022	$2,853.00	$262,100 Land $63,400 Building $198,700	$262,100 Land $63,400 Building $198,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9649 Sycamore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9649 Sycamore Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Also Mapped Here	CITIZENS WATER - INDIANAPOLIS
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Xiber.

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