Montgomery County property record for 9649 Reach Rd, Potomac, MD 20854
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,601 sqft · built 1984 |
| Lot Size | 0.284 acres (12,370 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,063,000 (May 2017) |
| Tax Bill | $13,890 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01866510 |
| Primary APN | 10-01866510 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,601 sqft Living Area |
| Gross Area | 4,865 sqft |
| 1st Floor Area | 1,926 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Wood Shingle |
| Lot Area | 12,370 sqft (0.284 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 800 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 264 sqft |
| Deck Area | 52 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01866510 |
|---|---|
| Street Address | 9649 REACH RD |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | FALLSREACH |
| Legal Subdivision | FALLSREACH |
| Legal Block | F |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 706007 |
9649 Reach Rd is owned and occupied by two individuals who bought it in May 2017.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9649 REACH RD, POTOMAC, MD 20854-2857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage A Z MORTGAGE INC |
| May 31, 2017 | Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on File |
| Deed Sale | May 31, 2017 · Amount on File |
| Prior Sale | Aug 31, 2004 · Amount on File |
| Deed Book / Page | 54366 / 323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9649 REACH RD, POTOMAC, MD 20854-2857 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | EVERGREEN SETTLEMENT CO INC |
| Name | Verified Name |
|---|---|
| Address | 9694 REACH RD, POTOMAC, MD 20854-2888 |
| Document Number | 0604210319 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 60421/319 |
| Name | A Z MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 31, 2017 |
| Property Address | 9649 REACH RD, POTOMAC, MD 20854-2857 |
| Document Number | 0543660323 |
| Book / Page | 54366 / 323 |
| Map Reference | MB106 |
| Instrument Date | May 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9649 REACH RD, 9649, POTOMAC, MD 20854-2857 |
| Name | Verified Name |
|---|---|
| Address | 9649 REACH RD, POTOMAC, MD 20854-2857 |
| Document Number | 0054366331 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 54366/331 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 9649 Reach Rd was $13,890.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,235,267 (+3.49%) | $1,318,600 (+10.47%) Land $432,200 Building $886,400 | |
| 2025 | $13,890.00 | $1,193,600 Land $432,200 Building $761,400 | $1,193,600 Land $432,200 Building $761,400 |
| 2023 | $1,006,667 | $1,193,600 Land $432,200 Building $761,400 | |
| 2022 | $10,039.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9649 Reach Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2019–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2022 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9649 Reach Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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