9649 Lemon Drop Loop, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 9649 Lemon Drop Loop, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,841 sqft · built 2020
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Dec 2022)
Tax Bill$9,573 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Feb 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN077775-2556

Property Details

APN / Parcel Number

Primary APN077775-2556
Alternative APN
  • U193120B88000170000160

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,841 sqft Living Area
Gross Area2,560 sqft
1st Floor Area1,841 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area429 sqft
PorchScreened Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777752556
Street Address9649 LEMON DROP LOOP
CitySUN CITY CENTER
StateFL
Zip33573-1202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT SOUTH PHASE 2D AND PASEO AL MAR BOULEVARD 1ST EXTENSION LOT 16 BLOCK 17
Legal Range20E
Legal Township31S
Legal Section19
Legal Block170
Legal Lot Number16
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1027
Census Tract14007

Owner

9649 Lemon Drop Loop is owned and occupied by two individuals who bought it in December 2022.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address9649 LEMON DROP LOOP, SUN CITY CENTER, FL 33573-1202
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 19, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 21, 2020Grant Deed, Subdivision Related Transfer
CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2022 · Amount on File
Deed SaleDec 19, 2022 · Amount on File
Prior SaleAug 21, 2020 · Amount on File
Deed Document Number2022593362
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address9649 LEMON DROP LOOP, RUSKIN, FL 33573-1202
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyPEER TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15679 LEMON FISH DR, LAKEWOOD RANCH, FL 34202-5847

Mortgage

Document Number0000047812
DateFeb 3, 2023
Instrument2023047812
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount on Record

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address9649 LEMON DROP LOOP, RUSKIN, FL 33573-1202
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address15679 LEMON FISH DR, LAKEWOOD RANCH, FL 34202-5847

Mortgage

Document Number0000067009
DateFeb 17, 2023
Instrument2023067009
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 19, 2022
Property Address9649 LEMON DROP LOOP, RUSKIN, FL 33573-1202
Document Number0000593362
Map ReferenceMB 136 PG 7
Instrument DateDec 15, 2022
Instrument2022593362
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 HILLIARD RD # 2, 2, LACONIA, NH 03246-1715

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000593363
DateDec 19, 2022
Instrument2022593363
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 21, 2020
Property Address9649 LEMON DROP LOOP, RUSKIN, FL 33573-1202
Document Number0000341983
Instrument DateAug 3, 2020
Instrument341983
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 2, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
Tax$1,765.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9649 LEMON DROP LOOP RUSKIN FL 335731202, RUSKIN, FL 33573-1202

Tax Assessment & Valuation

The 2025 property tax bill for 9649 Lemon Drop Loop was $9,573.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,252 (-3.96%) Land $78,780 Building $198,472$277,252 (-3.96%) Land $78,780 Building $198,472
2025$9,573.00$288,674 Land $84,840 Building $203,834$288,674 Land $84,840 Building $203,834
2023$9,483.00 (+76.13%)$283,325 (+76.95%) Land $78,780 Building $204,545$283,325 (+7.46%) Land $78,780 Building $204,545
2022$5,384.00 Homeowner's exemption Widower's exemption$160,120$263,644 Land $66,660 Building $196,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9649 Lemon Drop Loop in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9649 Lemon Drop Loop is moderate, ranking above 60% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Lemon Drop Loop

Nearby Streets

Search Property Records by Address or Parcel Number