Warren County property record for 9648 Stephen Ct, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,513 sqft · built 2003 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,466 (Oct 2003) |
| Tax Bill | $5,492 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-33-162-013-0 |
| Primary APN | 05-33-162-013-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,513 sqft Living Area |
| Gross Area | 3,249 sqft |
| 1st Floor Area | 60 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Brick |
| Foundation Type | Block |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 142355 |
|---|---|
| Street Address | 9648 STEPHEN CT |
| City | DAYTON |
| State | OH |
| Zip | 45458-4979 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROWN POINT MEADOW 3 LOT 69 |
| Legal Subdivision | CROWN POINT MEADOW 3 |
| Legal Block | 55 |
| Legal Lot Number | 69 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30901 |
9648 Stephen Ct is owned and occupied by an individual who bought it in October 2003.
Source: Warren County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9648 STEPHEN CT, CENTERVILLE, OH 45458-4979 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2003 · Amount on File |
| Deed Sale | Oct 3, 2003 · Amount on File |
| Prior Sale | Apr 3, 2003 · Amount on File |
| Deed Document Number | 2003432892 |
| Deed Book / Page | 3300 / 420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | May 18, 2026 |
| Property Address | 9648 STEPHEN CT, DAYTON, OH 45458-4979 |
| Document Number | 0000013220 |
| Instrument Date | May 5, 2026 |
| Instrument | 202613220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9648 STEPHEN CT, DAYTON, OH 45458-4979 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013220, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202613220 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 20, 2066 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 9648 Stephen Ct was $5,492.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,492.00 | $128,070 Land $35,000 Building $93,070 | $365,920 Land $100,000 Building $265,920 |
| 2023 | $4,618.00 (+2.53%) Homeowner's exemption | $103,975 (-) Land $21,525 Building $82,450 | |
| 2022 | $4,504.00 Homeowner's exemption | $103,975 Land $21,525 Building $82,450 | $297,070 (-) Land $61,500 Building $235,570 |
| 2021 | $297,070 Land $61,500 Building $235,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9648 Stephen Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9648 Stephen Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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