Curry County property record for 96478 Ridgeway St, Brookings, OR 97415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,948 sqft · built 2022 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,090 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4014-36BD-00500 |
| Primary APN | 4014-36BD-00500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| Gross Area | 2,860 sqft |
| 1st Floor Area | 1,948 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | R12386 |
|---|---|
| Street Address | 96478 RIDGEWAY ST |
| City | BROOKINGS |
| State | OR |
| Zip | 97415-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | ACRES 0.31 |
| Legal Range | 14 |
| Legal Township | 40 |
| Legal Section | 36 |
| Jurisdiction | CURRY OR |
| Township / Civil Division | BROOKINGS |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950301 |
96478 Ridgeway St is owned and occupied by two individuals who acquired it in October 2023.
Source: Curry County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96478 RIDGEWAY ST, BROOKINGS, OR 97415-9758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit ROGUE FCU |
| Feb 2, 2022 | Deed of Trust, Mortgage · Line of Credit OREGON PACIFIC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 11, 2023 |
| Transfer Doc | 0000002506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRY OR |
| Property Address | 96478 RIDGEWAY ST, BROOKINGS, OR 97415-9758 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202502919 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 2025-02919 |
| Name | ROGUE FCU |
|---|---|
| Type | Credit Union |
| Address | 1370 CENTER DR, MEDFORD, OR 97501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 293 Months |
| Due | May 15, 2050 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRY OR |
| Property Address | 96478 RIDGEWAY ST, BROOKINGS, OR 97415-9758 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1929 LIFETIME DR, MODESTO, CA 95355-2663 |
| Document Number | 0202200480 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022-00480 |
| Name | OREGON PACIFIC BANK |
|---|---|
| Type | Bank |
| Address | 22000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 96478 Ridgeway St was $4,090, up 3% from the year before.
Source: Curry County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Curry County |
| Municipality | Brookings City |
| Unified School District | Brookings-Harbor School District 17 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,090.00 (+3%) | $432,680 (+3%) | $864,950 (+2.34%) Land $309,000 Building $555,950 |
| 2025 | $3,971.00 | $420,080 | $845,190 Land $283,500 Building $561,690 |
| 2023 | $3,743.00 (+350.42%) | $395,980 (+349.98%) | $736,100 (+410.12%) Land $273,500 Building $462,600 |
| 2022 | $831.00 | $88,000 | $144,300 Land $144,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96478 Ridgeway St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96478 Ridgeway St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 87% of Oregon |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BROOKINGS serves 7,120 people · EPA ID OR4100149 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Beacon Broadband Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| 600Amps Internet Services Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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