Cook County property record for 9646 S Winston Ave, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,678 sqft · built 1892 |
| Lot Size | 0.18 acres (7,851 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Apr 2018) |
| Tax Bill | $2,471 (2023) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-08-101-085 |
| Primary APN | 25-08-101-085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1894 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 7,851 sqft (0.18 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9646 S WINSTON AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 08 |
| Legal Subdivision | HILLIARD & DOBBINS 01 ADD/WA |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 730400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Ridge Historic District listed 1976 · NRIS 76000703 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9646 S Winston Ave is owned and occupied by an individual who bought it in April 2018.
Source: Cook County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9646 S WINSTON AVE, CHICAGO, IL 60643-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Oct 26, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| May 12, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Apr 27, 2018 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on File |
| Deed Sale | Apr 27, 2018 · Amount on File |
| Prior Sale | Oct 26, 2016 · Amount on File |
| Deed Document Number | 201849164 |
| Prior Transfer Date | Jul 12, 2012 |
| Prior Transfer Doc | 0000031083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 16, 2026 |
| Property Address | 9646 S WINSTON AVE, CHICAGO, IL 60643-1320 |
| Document Number | 0000027032 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202627032 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 9646 S WINSTON AVE, CHICAGO, IL 60643-1320 |
| Document Number | 0000027032, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202627032 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9646 S WINSTON AVE, CHICAGO, IL 60643-1320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029912040 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 2229912040 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9646 S WINSTON AVE, CHICAGO, IL 60643-1320 |
| Document Number | 2017607064 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9646 S WINSTON AVE CHICAGO IL 606431320, CHICAGO, IL 60643-1320 |
| Document Number | 2017607064 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 17607064 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 27, 2018 |
| Property Address | 9646 S WINSTON AVE, CHICAGO, IL 60643-1320 |
| Document Number | 1811749164 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 11749164 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2076 N STAVE ST #1B CHICAGO IL 606479512, 1B, CHICAGO, IL 60647-9512 |
| Document Number | 1811749165 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 11749165 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,001 Land $7,459 Building $16,542 | $240,010 Land $74,590 Building $165,420 | |
| 2023 | $2,471.00 (+3.48%) | ||
| 2022 | $2,388.00 (+1.49%) | $14,999 (-) Land $5,888 Building $9,111 | $149,990 (-) Land $58,880 Building $91,110 |
| 2021 | $2,353.00 | $14,999 Land $5,888 Building $9,111 | $149,990 Land $58,880 Building $91,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9646 S Winston Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9646 S Winston Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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