9646 Reding Cir, Des Plaines, IL 60016 Property Records

Cook County property record for 9646 Reding Cir, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,025 sqft · built 1983
Lot Size	0.765 acres (33,319 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (May 2021)
Tax Bill	$18,801 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-09-401-053`

Property Details

APN / Parcel Number

Primary APN	`09-09-401-053`
Alternative APN	`09-09-401-053-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,025 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	33,319 sqft (0.765 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9646 REDING CIR
City	DES PLAINES
State	IL
Zip	60016-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(LAKE)(MARY)(ANNE) SUB PT OF SE SEC9 & PT SW SEC 10 SEC 09-41-12
Legal Range	12E
Legal Township	41N
Legal Section	09
Legal Subdivision	LAKE MARY ANNE
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	2
Census Block	2024
Census Tract	806104

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9646 REDING CIR, DES PLAINES, IL 60016-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
May 22, 2018	Grant Deed, Transfer HOMEBRIDGE FIN'L SVCS INC
Apr 3, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	202128555
Prior Transfer Date	Sep 16, 1999
Prior Transfer Doc	0000000369
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 24, 2021
Property Address	9646 REDING CIR, DES PLAINES, IL 60016-1551
Document Number	0014428555
Instrument Date	May 17, 2021
Instrument	2114428555
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9646 REDING CIR, 9646, DES PLAINES, IL 60016-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9646 REDING CIR, DES PLAINES, IL 60016-1551

Mortgage

Document Number	0014428556
Date	May 24, 2021
Instrument	2114428556

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 22, 2018
Property Address	9646 REDING CIR, DES PLAINES, IL 60016-1551
Document Number	1814229321
Instrument Date	Apr 10, 2018
Instrument	14229321
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9646 REDING CIR DES PLAINES IL 600161551, DES PLAINES, IL 60016-1551

Mortgage

Document Number	1814229322
Date	May 22, 2018
Instrument	14229322

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Interest

Rate	5.87%

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Apr 3, 2017
Property Address	9646 REDING CIR, DES PLAINES, IL 60016-1551
Document Number	1709319063
Instrument Date	Mar 9, 2017
Instrument	9319063
Transaction Type	Foreclosure
Record Updated	Apr 12, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,000 (+36.11%) Land $21,938 Building $76,062	$980,000 (+36.11%) Land $219,380 Building $760,620
2023	$18,801.00 (+1.91%)
2022	$18,448.00 Homeowner's exemption	$71,999 Land $31,653 Building $40,346	$719,990 Land $316,530 Building $403,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	37 (1979–2020)
Claims Outside the SFHA	11 of 37
Most Recent Claim	May 2020
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 4 claims Severe Storms & Flooding, Aug 1987 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-NORTH MAINE UTILITIES private · serves 30,043 people · EPA ID IL0315350
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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