Lorain County property record for 9646 Oberlin Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,228 sqft · built 1957 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,855 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-007-000-005 |
| Primary APN | 09-00-007-000-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,228 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 258 ft deep x 80 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 552 sqft |
| Patio Area | 72 sqft |
| Canopy | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 9646 OBERLIN RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58-09-009C -079-00 |
| Legal Subdivision | RUSSIA TOWNSHIP |
| Legal Lot Number | 7 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | NEW RUSSIA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 57100 |
9646 Oberlin Rd is owned and occupied by two individuals who acquired it in December 2012.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9646 OBERLIN RD, ELYRIA, OH 44035-6778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2012 |
| Deed Sale | Dec 14, 2012 |
| Deed Document Number | 2012094107 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 9646 OBERLIN RD, ELYRIA, OH 44035-6778 |
| Document Number | 0000773715 |
| Instrument Date | May 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9646 OBERLIN RD ELYRIA OH 440356778, ELYRIA, OH 44035-6778 |
| Document Number | 0000773715 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 773715 |
| Name | ACHIEVE CU |
|---|---|
| Address | 340 GRISWOLD RD, ELYRIA, OH 44035-2301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Aug 11, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9646 Oberlin Rd was $3,855.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | New Russia Township |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,855.00 | $91,730 (+%) Land $11,210 Building $80,520 | $262,080 (-) Land $32,030 Building $230,050 |
| 2024 | $3,855.00 (+7.53%) | $91,729 (+24.54%) Land $11,211 Building $80,518 | $262,080 (+24.54%) Land $32,030 Building $230,050 |
| 2023 | $3,585.00 (+3.14%) | $73,654 (-0.01%) Land $10,885 Building $62,769 | $210,440 Land $31,100 Building $179,340 |
| 2022 | $3,476.00 | $73,660 Land $10,890 Building $62,770 | |
| 2021 | $210,440 Land $31,100 Building $179,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9646 Oberlin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9646 Oberlin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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