9645 Springlake Cir, Estero, FL 33928 Property Records

Lee County property record for 9645 Springlake Cir, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,350 sqft · built 2005
Lot Size0.227 acres (9,906 sqft)
Owner2 Individual Names on File
Last Sale$209,000 (Jan 2009)
Tax Bill$2,478 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-46-25-E3-10000.0090

Property Details

APN / Parcel Number

Primary APN34-46-25-E3-10000.0090
Alternative APNs
  • 253446E3100000090
  • 34462510000000090
  • 10474630

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,350 sqft Living Area
Gross Area2,892 sqft
1st Floor Area1,840 sqft
Upper Floors Area407 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,906 sqft (0.227 acres)
Garage TypeAttached
Garage Area505 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area140 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10474630
Street Address9645 SPRINGLAKE CIR
CityESTERO
StateFL
Zip33928-6283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLAKES OF ESTERO PB 72 PGS 78-83 LOT 9
Legal Range25E
Legal Township46S
Legal Section34
Legal SubdivisionLAKES OF ESTERO
Legal TractE3
Legal Block1
Legal Lot Number9
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1024
Census Tract50306

Owner

Source: Lee County records · APN 34-46-25-E3-10000.0090

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9645 SPRINGLAKE CIR, ESTERO, FL 33928-6283
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 30, 2017Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2009 · Amount on Record
Deed SaleJan 28, 2009 · Amount on Record
Prior SaleAug 27, 2008
Deed Document Number200920902
Prior Transfer DateFeb 15, 2008
Prior Transfer Doc0000041284
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address9645 SPRINGLAKE CIR, ESTERO, FL 33928-6283
Transaction TypeMortgage
Record UpdatedFeb 10, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000369050
DateNov 09, 2021
Instrument2021000369050
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address9645 SPRINGLAKE CIR, ESTERO, FL 33928-6283
Document Number0000121592
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9645 SPRINGLAKE CIR ESTERO FL 339286283, ESTERO, FL 33928-6283

Mortgage

Document Number0000121592
DateMay 29, 2020
Instrument121592
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 28, 2035

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address9645 SPRINGLAKE CIR, ESTERO, FL 33928-6283
Document Number0000194152
Instrument DateAug 30, 2017
Transaction TypeMortgage
Record UpdatedOct 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9645 SPRINGLAKE CIR ESTERO FL 339286283, ESTERO, FL 33928-6283

Mortgage

Document Number0000194152
DateSep 19, 2017
Instrument194152
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 18, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,478.00 (+8.26%) Homeowner's exemption$202,402 (+5.99%)$332,449 (-13.81%) Land $106,898 Building $225,551
2023$2,289.00 (-2.43%) Homeowner's exemption$190,969 (+3%)$385,704 (+15.65%) Land $101,274 Building $284,430
2022$2,346.00 Homeowner's exemption$185,407$333,510 Land $79,378 Building $254,132

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 164 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies164 in force
Nearby Flood Claims21 (1981–2023)
Claims Outside the SFHA6 of 21
Most Recent ClaimMar 2023
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 10 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Lumen Technologies, TPC ACC Acquisition.

Based on FCC filings for 298 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Springlake Cir

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