Highlands County property record for 9645 Payne Rd, Sebring, FL 33875 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,623 sqft · built 1987 |
| Lot Size | 2.86 acres (125,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $234,300 (Jun 2017) |
| Tax Bill | $2,627 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | C2658A0001600000 |
| Primary APN | C2658A0001600000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 3,623 sqft Living Area |
| 1st Floor Area | 3,251 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 125,017 sqft (2.86 acres) |
| Lot Dimensions | 617 ft deep x 203 ft wide |
| Garage Type | Finished |
| Garage Area | 610 sqft |
| Driveway | Driveway |
| Driveway Area | 2,400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 521 sqft |
| Patio Area | 1,006 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C2658A0001600000 |
|---|---|
| Street Address | 9645 PAYNE RD |
| City | SEBRING |
| State | FL |
| Zip | 33875-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 203 FT OF S 1524.97 FT OF E 622 FT SEC 26 LESS E 4.5 FT 26-35-28/16 2.86 ACRES |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 26 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 961401 |
Source: Highlands County records · APN C2658A0001600000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9645 PAYNE RD, SEBRING, FL 33875-9531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG |
| Jun 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MTG/GA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2017 · Amount on Record |
| Deed Sale | Jun 12, 2017 · Amount on Record |
| Prior Sale | Aug 05, 2003 · Amount on Record |
| Deed Document Number | 1855722 |
| Deed Book / Page | 2584 / 1280 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 9645 PAYNE RD, SEBRING, FL 33875-9531 |
| Document Number | 0001991440 |
| Instrument Date | Jul 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9645 PAYNE RD SEBRING FL 338759531, SEBRING, FL 33875-9531 |
| Document Number | 0001991440 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 002762/000351 |
| Instrument | 1991440 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 12, 2017 |
| Property Address | 9645 PAYNE RD, SEBRING, FL 33875-9531 |
| Document Number | 0001855722 |
| Book / Page | 002584 / 001280 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 1855722 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15955 SW 286TH ST HOMESTEAD FL 330331194, HOMESTEAD, FL 33033-1194 |
| Document Number | 1855723 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 002584/001282 |
| Instrument | 1855723 |
| Name | SOUTHEAST MTG/GA |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2047 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $211,618 (+5.99%) | $454,749 (+19.52%) Land $57,400 Building $397,349 | |
| 2024 | $2,627.00 (+0.5%) | ||
| 2023 | $2,614.00 (+1.63%) Homeowner's exemption | $199,664 (+3%) | $380,478 (+15.21%) Land $38,745 Building $341,733 |
| 2022 | $2,572.00 Homeowner's exemption | $193,849 | $330,259 Land $33,005 Building $297,254 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 216 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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