9645 Main St, Remsen, NY 13438 Property Records

Oneida County and Remsen Town property record for 9645 Main St, Remsen, NY 13438 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1910
Lot Size0.132 acres (5,754 sqft)
OwnerIndividual Name on File
Last Sale$119,000 (Sep 2025)
Tax Bill$1,728 (2025)
Deeds & MortgagesApr 2022 Mortgage
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN305201 159.007-1-5

Property Details

APN / Parcel Number

Primary APN305201 159.007-1-5
Alternative APNs
  • 520115900700010050000000
  • 000850

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area704 sqft
Upper Floors Area352 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,754 sqft (0.132 acres)
Lot Dimensions137 ft deep x 42 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area396 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number000850
Street Address9645 MAIN ST
CityREMSEN
StateNY
Zip13438-3832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 840 E STREET S 860 W 860
Legal Block1
Legal Lot Number5.000
JurisdictionONEIDA NY
Township / Civil DivisionREMSEN
Census Block Group2
Census Block2065
Census Tract24102

Owner

Source: Oneida County and Remsen Town records · APN 305201 159.007-1-5

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address900 TRENTON FALLS RD, PROSPECT, NY 13435-3570
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Sep 17, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2025 · Amount on Record
Deed SaleSep 17, 2025 · Amount on Record
Prior SaleJun 30, 2005 · Amount on Record
Deed Document Number202511667
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address9645 MAIN ST, REMSEN, NY 13438-3832
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006625
DateApr 28, 2022
Instrument2022-006625
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateSep 17, 2025
Property Address9645 MAIN ST, REMSEN, NY 13438-3832
Document Number0000011667
Instrument DateSep 04, 2025
Instrument2025-011667
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 TRENTON FALLS RD, PROSPECT, NY 13435-3570

Mortgage

Document Number0000011668
DateSep 17, 2025
Instrument2025-011668
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

Tax Assessment & Valuation

Source: Oneida County and Remsen Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionRemsen Town
MunicipalityRemsen Village
Unified School DistrictRemsen Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,728.00 (-12.51%) Homeowner's exemption$31,500 (-) Land $5,000 Building $26,500$87,500 (+16.67%) Land $13,889 Building $73,611
2024$1,975.00 (+339.87%) Homeowner's exemption$31,500 (-) Land $5,000 Building $26,500$75,000 (+7.14%) Land $11,905 Building $63,095
2023$31,500 (-) Land $5,000 Building $26,500$70,000 (+6.67%) Land $11,111 Building $58,889
2022$449.00 Homeowner's exemption$31,500 Land $5,000 Building $26,500$65,625 Land $10,417 Building $55,208

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number