9645 Kinley Rd, Ovid, MI 48866 Property Records

Clinton County property record for 9645 Kinley Rd, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,127 sqft · built 1973
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Tax Bill	$711 (2025)
Deeds & Mortgages	Oct 2005 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`060-036-400-020-01`

Property Details

APN / Parcel Number

Primary APN	`060-036-400-020-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,127 sqft Living Area
1st Floor Area	1,101 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Balcony Area	26 sqft
Shed	1 Shed
Shed Area	768 sqft
Storage Building	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	9645 KINLEY RD
City	OVID
State	MI
Zip	48866-8661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	BEG 450 FT W OF A PT 73.51 RODS E OF THE S 1/4 POST, SEC 36, T8N R1W, TH N 440 FT, W 150 FT, S 440 FT, E 150 FT TO BEG.
Legal Range	01W
Legal Township	08N
Legal Section	36
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	2
Census Block	2060
Census Tract	10702

Owner

9645 Kinley Rd is owned and occupied by two individuals who acquired it in January 2022.

Source: Clinton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9645 KINLEY RD, OVID, MI 48866-8661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON MORTGAGE CO
Feb 4, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 31, 2022
Transfer Doc	0005321425
Record Updated	Sep 20, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	9645 KINLEY RD, OVID, MI 48866-8661
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE, FATIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005089614
Date	Oct 21, 2005
Instrument	5089614

Lender

Name	HAMILTON MORTGAGE CO
Type	Mortgage Company
Address	2700 N CENTRAL AVE STE 1500, PHOENIX, AZ 85004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Feb 4, 2022
Property Address	9645 KINLEY RD, OVID, MI 48866-8661
Document Number	0005321425
Instrument Date	Jan 31, 2022
Instrument	5321425
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9645 KINLEY RD, OVID, MI 48866-8661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8900 WALKER RD, OVID, MI 48866-8707

Tax Assessment & Valuation

The 2025 property tax bill for 9645 Kinley Rd was $711 with a homeowner's exemption, down 61.1% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,800 (+5.08%) Land $13,300 Building $100,500	$227,600 (+5.08%) Land $26,600 Building $201,000
2025	$711.00 (-61.06%) Homeowner's exemption	$108,300 Land $12,700 Building $95,600	$216,600 Land $25,400 Building $191,200
2024	$1,826.00 (+12.86%)
2023	$1,618.00 Homeowner's exemption	$90,400	$180,800
2022	$1,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9645 Kinley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9645 Kinley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Point Broadband.

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