Howard County property record for 9645 Horsham Dr, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,544 sqft · built 1989 |
| Lot Size | 0.004 acres (174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $357,000 (Nov 2018) |
| Tax Bill | $6,597 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-518893 |
| Primary APN | 06-518893 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Total Area |
| Basement Area | 570 sqft |
| Finished Basement | 570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 174 sqft (0.004 acres) |
| Deck Area | 180 sqft |
| Balcony Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 518893 |
|---|---|
| Street Address | 9645 HORSHAM DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-5970 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 144 .04 A 9645 HORSHAM DR BOWLING BROOK FARMS |
| Legal Subdivision | BOWLING BROOK FARMS |
| Legal Lot Number | 144 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 606905 |
9645 Horsham Dr, a townhouse, is owned and occupied by two individuals who bought it in November 2018.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9645 HORSHAM DR, LAUREL, MD 20723-5970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 29, 2018 | Deed, Transfer · Conventional Mortgage GREENWAY FUNDING GROUP INC |
| Dec 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on File |
| Deed Sale | Nov 29, 2018 · Amount on File |
| Prior Sale | Dec 15, 1989 · Amount on File |
| Deed Book / Page | 18465 / 401 |
| Prior Transfer Date | Nov 16, 2017 |
| Prior Transfer Doc | 0000972047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9645 HORSHAM DR, LAUREL, MD 20723-5970 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0208220396 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 20822/396 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 29, 2018 |
| Property Address | 9645 HORSHAM DR, LAUREL, MD 20723-5970 |
| Document Number | 0184650401 |
| Book / Page | 18465 / 401 |
| Instrument Date | Nov 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MICHAELS TITLE AND ESCROW LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9645 HORSHAM DR, LAUREL, MD 20723-5970 |
| Document Number | 0018465407 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 18465/407 |
| Name | GREENWAY FUNDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 18, 2017 |
| Property Address | 9645 HORSHAM DR, LAUREL, MD 20723-5970 |
| Document Number | 0179720047 |
| Book / Page | 017972 / 000047 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9645 HORSHAM DR LAUREL MD 207235970, LAUREL, MD 20723-5970 |
The 2026 property tax bill for 9645 Horsham Dr was $6,597, up 4.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,597.00 (+4.6%) | $427,667 (+4.56%) | $465,000 (+13.69%) Land $200,000 Building $265,000 |
| 2025 | $6,307.00 | $409,000 Land $130,000 Building $279,000 | $409,000 Land $130,000 Building $279,000 |
| 2023 | $369,333 | $409,000 Land $130,000 Building $279,000 | |
| 2022 | $3,935.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9645 Horsham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9645 Horsham Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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