9643 Stephens Ranch, San Antonio, TX 78251 Property Records

Bexar County property record for 9643 Stephens Ranch, San Antonio, TX 78251

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,491 sqft · built 2003
Lot Size	0.152 acres (6,626 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Aug 2017)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17642-018-0010`

Property Details

APN / Parcel Number

Primary APN	`17642-018-0010`
Alternative APN	`666568`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
1st Floor Area	1,491 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,626 sqft (0.152 acres)
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	68 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9643 STEPHENS RNCH
City	SAN ANTONIO
State	TX
Zip	78251-4147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NCB 17642 BLK 18 LOT 1 WESTOVER PLACE UT-1
Legal Subdivision	WESTOVER PLACE BL 17642 UN 1
Legal Block	18
Legal Lot Number	1
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO WEST
Census Block Group	3
Census Block	3016
Census Tract	171918

Owner

9643 Stephens Ranch is owned and occupied by an individual who bought it in August 2017.

Source: Bexar County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	9643 STEPHENS RNCH, SAN ANTONIO, TX 78251-4147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Prior Sale	Nov 4, 2009 · Amount on File
Deed Document Number	2017154536
Deed Book / Page	18670 / 1781
Prior Transfer Date	Aug 4, 2017
Prior Transfer Doc	0000154536
Record Updated	Oct 29, 2026

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Aug 7, 2017
Property Address	9643 STEPHENS RNCH, SAN ANTONIO, TX 78251-4147
Document Number	0000154536
Book / Page	18670 / 1781
Map Reference	VOL9552 PG186
Instrument Date	Aug 4, 2017
Instrument	20170154536
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9643 STEPHENS RNCH, SAN ANTONIO, TX 78251-4147

Mortgage

Document Number	0000154537
Date	Aug 7, 2017
Instrument	20170154537

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9643 Stephens Ranch was $3,524 with a homeowner's exemption, down 11.4% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,524.00 (-11.39%) Homeowner's exemption	$239,100 Land $46,120 Building $192,980	$239,100 Land $46,120 Building $192,980
2024	$3,977.00 (-30.48%)
2023	$5,721.00 (+9.89%)	$249,120 Land $46,120 Building $203,000	$249,120 Land $46,120 Building $203,000
2022	$5,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9643 Stephens Ranch in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9643 Stephens Ranch is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, VTX Communications.

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