Gloucester County property record for 9643 Cuba Rd, Hayes, VA 23072 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,562 sqft Living Area |
| Lot Size | 36,590 sqft (0.839 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $368,000 (2019) |
| Tax Bill | $2,661.00 (2025) |
Source: Gloucester County records · APN 25272
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9643 CUBA RD, HAYES, VA 23072-3912 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on Record |
| Deed Sale | Sep 19, 2019 · Amount on Record |
| Deed Doc Number | ID 1904131 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 9643 CUBA RD, HAYES, VA 23072-3912 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | TRIPLE CROWN TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0210000971 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 210000971 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Sep 19, 2019 |
| Property Address | 9643 CUBA RD, HAYES, VA 23072-3912 |
| Document Number | 190004131 |
| Instrument Date | Sep 09, 2019 |
| Instrument | 190004131 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2021 |
| Title Company | TRIPLE CROWN TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9643 CUBA RD, HAYES, VA 23072-3912 |
| Document Number | 190004132 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 190004132 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,661.00 (+5.81%) | $426,470 (+0.52%) Land $188,950 Building $237,520 | $426,470 (+0.52%) Land $188,950 Building $237,520 |
| 2024 | $2,515.00 | $424,270 (-) Land $188,950 Building $235,320 | $424,270 (-) Land $188,950 Building $235,320 |
| 2023 | $2,515.00 (-2.56%) | $424,270 (+20.79%) Land $188,950 Building $235,320 | $424,270 (+20.79%) Land $188,950 Building $235,320 |
| 2022 | $2,581.00 | $351,240 Land $193,910 Building $157,330 | $351,240 Land $193,910 Building $157,330 |
Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25272 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 1,660 sqft Gross Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Raised Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 36,590 sqft (0.839 acres) |
| Garage Area | 196 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Deck Area | 108 sqft Deck |
| Porch | Enclosed Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 9643 CUBA RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3912 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CUBA PERRIN RIVER |
| Legal Subdivision | PLAT: PB10 12 |
| Jurisdiction | GLOUCESTER VA |
| Minor Civil Division | YORK |
| Census Blockgroup | 1 |
| Census Block | 1052 |
| Census Tract | 100500 |
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