Charles County property record for 9643 Charles St, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,376 sqft · built 1968 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $324,000 (Nov 2010) |
| Tax Bill | $13,520 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-016725 |
| Primary APN | 01-016725 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,376 sqft Living Area |
| Gross Area | 4,112 sqft |
| 1st Floor Area | 1,336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 90,605 sqft |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 76 sqft |
| Shed | 1 Shed |
| Shed Area | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 016725 |
|---|---|
| Street Address | 9643 CHARLES ST |
| City | LA PLATA |
| State | MD |
| Zip | 20646-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 2.08 AC RT 6 E OF LA PLATA |
| Legal Subdivision | LA PLATA |
| Legal Block | 1 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 851003 |
9643 Charles St is owner-occupied and held in a trust since March 2011.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Intrafamily Transfer, Transfer |
| Apr 23, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 7, 2020 | Deed of Trust, Mortgage · VA Mortgage C&F MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2010 · Amount on File |
| Deed Sale | Nov 24, 2010 · Amount on File |
| Deed Document Number | 201033510 |
| Deed Book / Page | 7329 / 355 |
| Last Transfer Date | Mar 18, 2011 |
| Transfer Doc | 0074330361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 9, 2025 |
| Property Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Document Number | 0138210176 |
| Book / Page | 13821 / 176 |
| Instrument Date | Jul 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0106100397 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 10610/397 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | TITLE PROFESSIONALS LTD |
| Name | Verified Name |
|---|---|
| Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Document Number | 0113690189 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 11369/189 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 9643 Charles St was $13,520.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,400 (+6.98%) Land $135,800 Building $352,600 | $488,400 (-) Land $135,800 Building $352,600 | |
| 2025 | $13,520.00 Homeowner's exemption | $456,533 | $488,400 Land $135,800 Building $352,600 |
| 2023 | $5,562.00 Homeowner's exemption | $392,800 Land $135,800 Building $257,000 | $392,800 Land $135,800 Building $257,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9643 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9643 Charles St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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