Charles County property record for 9643 Charles St, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,376 sqft · built 1968 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $324,000 (Nov 2010) |
| Tax Bill | $13,520 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-016725 |
| Primary APN | 01-016725 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,376 sqft Living Area |
| Gross Area | 4,112 sqft |
| 1st Floor Area | 1,336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 90,605 sqft |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 76 sqft |
| Shed | 1 Shed |
| Shed Area | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 016725 |
|---|---|
| Street Address | 9643 CHARLES ST |
| City | LA PLATA |
| State | MD |
| Zip | 20646-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 2.08 AC RT 6 E OF LA PLATA |
| Legal Subdivision | LA PLATA |
| Legal Block | 1 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 851003 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Oct 9, 2025 | Intrafamily Transfer, Transfer |
| Apr 23, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 7, 2020 | Deed of Trust, Mortgage · VA Mortgage C&F MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2010 · Amount on Record |
| Deed Sale | Nov 24, 2010 · Amount on Record |
| Deed Document Number | 201033510 |
| Deed Book / Page | 7329 / 355 |
| Last Transfer Date | Mar 18, 2011 |
| Transfer Doc | 0074330361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 9, 2025 |
| Property Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Document Number | 0138210176 |
| Book / Page | 13821 / 176 |
| Instrument Date | Jul 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0106100397 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 10610/397 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | TITLE PROFESSIONALS LTD |
| Name | Verified Name |
|---|---|
| Address | 9643 CHARLES ST, LA PLATA, MD 20646-4013 |
| Document Number | 0113690189 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 11369/189 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,400 (+6.98%) Land $135,800 Building $352,600 | $488,400 (-) Land $135,800 Building $352,600 | |
| 2025 | $13,520.00 (+143.08%) Homeowner's exemption | $456,533 (+16.23%) | $488,400 (+24.34%) Land $135,800 Building $352,600 |
| 2023 | $5,562.00 Homeowner's exemption | $392,800 Land $135,800 Building $257,000 | $392,800 Land $135,800 Building $257,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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