9642 Toby Rd, #SS, Marcy, NY 13403 Property Records

Oneida County and Marcy Town property record for 9642 Toby Rd, #SS, Marcy, NY 13403

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,330 sqft · built 2014
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2016)
Tax Bill	$9,116 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`304400 278.000-1-3`

Property Details

APN / Parcel Number

Primary APN	`304400 278.000-1-3`
Alternative APNs	`440027800000010030000000` `008403`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,330 sqft Living Area
1st Floor Area	1,398 sqft
2nd Floor Area	932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	200,376 sqft (4.6 acres)
Lot Width	188 ft Width
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	008403
Street Address	9642 TOBY RD, SS
City	MARCY
State	NY
Zip	13403-2527
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	ONEIDA NY
Township / Civil Division	MARCY
Census Block Group	4
Census Block	4003
Census Tract	26200

Owner

9642 Toby Rd, #SS is owned and occupied by two individuals who bought it in December 2016.

Source: Oneida County and Marcy Town records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9642 TOBY RD, SS, MARCY, NY 13403-2527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage ADIRONDACK BANK
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit ADIRONDACK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2016 · Amount on File
Deed Sale	Dec 7, 2016 · Amount on File
Prior Sale	Mar 10, 2014 · Amount on File
Deed Book / Page	2016 / 18335
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	9642 TOBY RD # SS, SS, MARCY, NY 13403-2527
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004173
Date	Mar 12, 2021
Instrument	2021-004173

Lender

Name	ADIRONDACK BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	9642 TOBY RD # SS, SS, MARCY, NY 13403-2527
Document Number	0000012759
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9642 TOBY RD MARCY NY 134032527, MARCY, NY 13403-2527

Mortgage

Document Number	0000012759
Date	Sep 10, 2018
Instrument	12759

Lender

Name	ADIRONDACK BK
Type	Bank
Address	UTICA, NY 13501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 9, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9642 Toby Rd, #SS was $9,116.

Source: Oneida County and Marcy Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Marcy Town
Unified School District	Whitesboro Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,116.00	$200,000 Land $27,800 Building $172,200	$434,783 Land $60,435 Building $374,348
2023		$200,000 (-) Land $27,800 Building $172,200	$370,370 (+14.81%) Land $51,481 Building $318,889
2022	$2,636.00	$200,000 Land $27,800 Building $172,200	$322,581 Land $44,839 Building $277,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9642 Toby Rd, #SS in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9642 Toby Rd, #SS is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Oneida County Rural Telephone Fiber	1,000 / 100

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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