9642 Boyds Turn Rd, Owings, MD 20736 Property Records

Calvert County property record for 9642 Boyds Turn Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,000 sqft · built 1900
Lot Size	10.9 acres (476,982 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Aug 2026)
Tax Bill	$4,792 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-020177`

Property Details

APN / Parcel Number

Primary APN	`03-020177`
Alternative APNs	`3020177` `020177`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,000 sqft Total Area
1st Floor Area	672 sqft
Basement Area	2,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	476,982 sqft (10.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	154 sqft
Deck Area	264 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	020177
Street Address	9642 BOYDS TURN RD
City	OWINGS
State	MD
Zip	20736-9572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	20.07 AC W/S BOYDS TURN RD PARIS
Legal Subdivision	WINDY HILL SUB
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1003
Census Tract	860404

Owner

9642 Boyds Turn Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Calvert County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed, Transfer · Conventional Mortgage 5TH STREET CAPITAL INC
May 9, 2024	Deed of Trust, Mortgage · Line of Credit JUSTICE FEDERAL CREDIT UNION
Jul 22, 2022	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP
Oct 10, 2019	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Jun 17, 2019	Grant Deed, Transfer ATTORNEY ONLY
Aug 13, 2018	Grant Deed, Transfer · Conventional Mortgage COMMUNITY BK/CHESAPEAKE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Jul 22, 2022 · Amount on File
Deed Book / Page	6956 / 195
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 27, 2026
Property Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572
Document Number	6956000195
Book / Page	6956 / 195
Instrument Date	Jul 10, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572

Mortgage

Document Number	6956000205,
Date	Aug 27, 2026
Book Page	6956/205

Lender

Name	5TH STREET CAPITAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	VESTA SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572

Mortgage

Document Number	0065650005
Date	May 9, 2024
Book Page	6565/5

Lender

Name	JUSTICE FEDERAL CREDIT UNION
Type	Credit Union
Address	CHANTILLY, VA 20151

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 22, 2022
Property Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572
Document Number	0063170470
Book / Page	6317 / 470
Map Reference	MB KPS 5 PL 484-485
Instrument Date	Jul 8, 2022
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572

Mortgage

Document Number	0006317477
Date	Jul 22, 2022
Instrument	6317/477

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ARMOUR SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057370051
Date	Oct 21, 2020
Book Page	5737/51

Lender

Name	ICONIC MORTGAGE CORP
Type	Mortgage Company
Address	MIAMI, FL 33132

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 10, 2019
Property Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572
Document Number	0054520005
Book / Page	5452 / 005
Map Reference	MB KPS 5 PL 484&485
Instrument Date	Oct 1, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$949.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572

Mortgage

Document Number	5452011
Date	Oct 10, 2019
Instrument	5452/011

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 17, 2019
Property Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572
Document Number	0053760001
Book / Page	005376 / 000001
Instrument Date	Apr 16, 2019
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 13, 2018
Property Address	9642 BOYDS TURN RD, OWINGS, MD 20736-9572
Document Number	0052340001
Book / Page	005234 / 000001
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4110 PATUXENT CT DUNKIRK MD 207549433, DUNKIRK, MD 20754-9433

Mortgage

Document Number	52340008
Date	Aug 13, 2018
Book Page	005234/000008

Lender

Name	COMMUNITY BK/CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 12, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 9642 Boyds Turn Rd was $4,792.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,100 (+9.54%)	$564,900 (+28.62%) Land $221,800 Building $343,100
2025	$4,792.00 Homeowner's exemption	$439,200 Land $221,800 Building $217,400	$439,200 Land $221,800 Building $217,400
2023	$3,615.00 Homeowner's exemption	$347,933	$439,200 Land $221,800 Building $217,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9642 Boyds Turn Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9642 Boyds Turn Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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