9641 Wild Oak Dr, Windermere, FL 34786 Property Records

Orange County property record for 9641 Wild Oak Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,050 sqft · built 1977
Lot Size	0.491 acres (21,393 sqft)
Owner	2 Individuals on Record
Last Sale	$417,000 (Aug 2018)
Tax Bill	$6,746 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-23-28-9332-00-140`

Property Details

APN / Parcel Number

Primary APN	`04-23-28-9332-00-140`
Alternative APNs	`282304933200140` `274223` `279065` `283221`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,050 sqft Living Area
Gross Area	3,211 sqft
1st Floor Area	1,242 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,393 sqft (0.491 acres)
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9641 WILD OAK DR
City	WINDERMERE
State	FL
Zip	34786-8332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINDERMERE DOWNS 4/12 LOT 14
Legal Range	28E
Legal Township	23S
Legal Section	04
Legal Subdivision	WINDERMERE DOWNS
Legal Tract	9332
Legal Lot Number	14
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1000
Census Tract	14814

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	9641 WILD OAK DR, WINDERMERE, FL 34786-8332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Aug 10, 2018	Warranty Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on Record
Deed Sale	Aug 10, 2018 · Amount on Record
Prior Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	2018475842
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	9641 WILD OAK DR, WINDERMERE, FL 34786-8332
Document Number	0000572699
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9641 WILD OAK DR WINDERMERE FL 347868332, WINDERMERE, FL 34786-8332

Mortgage

Document Number	0000572699
Date	Nov 3, 2020
Instrument	572699

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 10, 2018
Property Address	9641 WILD OAK DR, WINDERMERE, FL 34786-8332
Document Number	0000475842
Map Reference	MB 4 PG 12&13
Instrument Date	Aug 7, 2018
Instrument	20180475842
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,919.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4409 SHIRE CREEK CT, 4409, HILLIARD, OH 43026-2764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9641 WILD OAK DR, WINDERMERE, FL 34786-8332

Mortgage

Document Number	0000475843
Date	Aug 10, 2018
Instrument	20180475843

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,407 (+2.7%)	$653,840 (-1.1%) Land $210,000 Building $443,840
2025	$6,746.00 (+4.39%) Homeowner's exemption	$427,855 (+5.99%)	$661,120 (+15.08%) Land $210,000 Building $451,120
2024	$6,462.00 (+7.25%)
2023	$6,025.00 (+3.45%) Homeowner's exemption	$403,686 (+3%)	$574,499 (+16.94%) Land $210,000 Building $364,499
2022	$5,824.00 Homeowner's exemption	$391,928	$491,285 Land $210,000 Building $281,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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