St. Clair County property record for 9640 Lee St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1969 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,736 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-003-2006-000 |
| Primary APN | 74-14-003-2006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Dimensions | 564 ft deep x 184 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 9640 LEE ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG AT INT OF C.L. OF LEE ST & N SEC LINE TH S 3D 24M W 738', TH N 88D 24M W 597.91', TH N 3D 24M E 719.78', TH E 597.62' TO |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 03 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9640 LEE ST, ALGONAC, MI 48001-1089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKE TR CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 22, 2026 |
| Property Address | 9640 LEE ST, ALGONAC, MI 48001-1089 |
| Document Number | 0059261000 |
| Book / Page | 5926 / 1000 |
| Instrument Date | May 15, 2026 |
| Instrument | 202610370 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9640 LEE ST, ALGONAC, MI 48001-1089 |
| Document Number | 0000010370, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 5926/1000 |
| Instrument | 202610370 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9640 LEE ST, ALGONAC, MI 48001-1089 |
| Document Number | 0051200074 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9640 LEE ST ALGONAC MI 480011089, ALGONAC, MI 48001-1089 |
| Document Number | 0051200074 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 005120/000074 |
| Name | LAKE TR CU |
|---|---|
| Type | Funding / Finance Company |
| Address | BRIGHTON, MI 48114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 13, 2029 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,300 (+5.46%) | $270,600 (+5.46%) | |
| 2025 | $2,736.00 (+2.17%) Homeowner's exemption | $128,300 (+19.24%) | |
| 2024 | $2,678.00 (+10.98%) | $256,600 (+19.24%) | |
| 2023 | $107,600 | ||
| 2022 | $2,413.00 | $215,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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