9640 FM 2578, Terrell, TX 75160 Property Records

Kaufman County property record for 9640 FM 2578, Terrell, TX 75160

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,463 sqft · built 2005
Lot Size	6.59 acres (287,148 sqft)
Owner	Individual Name on Record
Tax Bill	$9,837 (2024)
Deeds & Mortgages	May 2022 Second Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R6009`

Property Details

APN / Parcel Number

Primary APN	`R6009`
Alternative APN	`99.0166.0000.0585.01.06.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,463 sqft Living Area
Gross Area	4,167 sqft
1st Floor Area	3,203 sqft
2nd Floor Area	260 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	287,148 sqft (6.59 acres)
Garage Type	Mixed
Garage Area	704 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R6009
Old Parcel Number	99016600000585010600
Street Address	9640 FM 2578
City	TERRELL
State	TX
Zip	75160-6623
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MARY GILBREATH, TRACT 585.01; 6.592 ACRES
Legal Subdivision	MARY GILBREATH
Legal Tract	585.01
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL SOUTH
Census Block Group	3
Census Block	3000
Census Tract	50701

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9640 FM 2578, TERRELL, TX 75160-6623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS FIRST BANK
May 1, 2020	Vendor's Lien, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020
Deed Sale	May 1, 2020
Deed Document Number	2020-0011407
Deed Book / Page	6390 / 88
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	9640 FM 2578, TERRELL, TX 75160-6623
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9640 FM 2578, TERRELL, TX 75160-6623

Mortgage

Document Number	0076300066
Date	May 16, 2022
Book Page	7630/66
Instrument	2022-0019144

Lender

Name	TEXAS FIRST BANK
Type	Bank
Address	77658

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	May 1, 2020
Property Address	9640 FM 2578, TERRELL, TX 75160-6623
Document Number	0063900088
Book / Page	6390 / 88
Instrument Date	Apr 30, 2020
Instrument	2020-0011407
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 326, TERRELL, TX 75160-0006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9640 FM 2578, TERRELL, TX 75160-6623

Mortgage

Document Number	20200011408
Date	May 1, 2020
Instrument	2020-0011408

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$711,553 (+1.51%)	$736,555 (+5.08%) Land $251,676 Building $484,879
2024	$9,837.00 (+10.86%)
2023	$8,873.00 (-10.14%) Homeowner's exemption	$700,968 Land $214,977 Building $485,991	$700,968 Land $214,977 Building $485,991
2022	$9,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSE HILL SUD serves 4,827 people · EPA ID TX1290023
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink.

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