9640 E Gum Rd, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 9640 E Gum Rd, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	2,843 sqft · built 2020
Lot Size	13.1 acres (572,378 sqft)
Owner	Individual Name on Record
Tax Bill	$3,166 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151-054.05-000`

Property Details

APN / Parcel Number

Primary APN	`151-054.05-000`
Alternative APNs	`151 05405` `R0120101`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,843 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	1,152 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	572,378 sqft (13.1 acres)
Garage Type	Attached
Garage Area	744 sqft
Porch	Slab
Porch Area	730 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0120101
Street Address	9640 E GUM RD
City	MURFREESBORO
State	TN
Zip	37127-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	RUTHERFORD TN
Township / Civil Division	6
Census Block Group	3
Census Block	3012
Census Tract	40600

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9640 E GUM RD, MURFREESBORO, TN 37127-7848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Line of Credit WILSON BANK & TRUST
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WILSON BANK & TRUST
Jan 30, 2020	Deed of Trust, Construction Loan · Line of Credit WILSON BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	9640 E GUM RD, MURFREESBORO, TN 37127-7848
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9640 E GUM RD, MURFREESBORO, TN 37127-7848

Mortgage

Document Number	0022462227
Date	May 24, 2022
Book Page	2246/2227
Instrument	2443745

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	MURFREESBORO, TN 37133

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	9640 E GUM RD, MURFREESBORO, TN 37127-7848
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	WATAUGA TITLE/RUTHERFORD COMPANY LL, WATAUGA TTL OF RUTHERFORD CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20282534
Date	Jan 26, 2021
Book Page	2028/2534
Instrument	2335745

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	Jan 30, 2020
Property Address	9640 E GUM RD, MURFREESBORO, TN 37127-7848
Document Number	RB18623272
Book / Page	001862 / 003272
Instrument Date	Jan 21, 2020
Instrument	2254814
Transaction Type	Construction Loan
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 OLIN MCFOLIN CV LASCASSAS TN 370854364, LASCASSAS, TN 37085-4364

Mortgage

Document Number	RB18623272
Date	Jan 30, 2020
Book Page	001862/003272
Instrument	2254814

Lender

Name	WILSON BK&TR
Type	Bank
Address	MURFREESBORO, TN 37133-1909

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,175 (+29.31%) Land $93,300 Building $124,875	$872,700 (+29.31%) Land $373,200 Building $499,500
2025	$3,166.00	$168,725 (-) Land $53,275 Building $115,450
2023	$3,166.00	$168,725 Land $53,275 Building $115,450	$674,900 (-) Land $213,100 Building $461,800
2022			$674,900 Land $213,100 Building $461,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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