Frederick County property record for 9640 Bothwell Ln, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 3,624 sqft · built 2009 |
| Lot Size | 0.072 acres (3,137 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,154 (Nov 2009) |
| Tax Bill | $7,430 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2024 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-255608 |
| Primary APN | 07-255608 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,624 sqft Living Area |
| Gross Area | 4,024 sqft |
| 1st Floor Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,137 sqft (0.072 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 255608 |
|---|---|
| Street Address | 9640 BOTHWELL LN |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7886 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 25432 SECT P-5 3,137 SQ. FT. URBANA HIGHLANDS |
| Legal Subdivision | URBANA HLNDS SEC P-5 |
| Legal Lot Number | 25432 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 752205 |
Source: Frederick County records · APN 07-255608
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9640 BOTHWELL LN, FREDERICK, MD 21704-7886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| May 09, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| May 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FAIRFAX COUNTY FCU |
| May 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2009 · Amount on Record |
| Deed Sale | Nov 09, 2009 · Amount on Record |
| Deed Document Number | 20094928 |
| Deed Book / Page | 7585 / 70 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 21, 2026 |
| Property Address | 9640 BOTHWELL LN, FREDERICK, MD 21704-7886 |
| Document Number | 1796000404 |
| Book / Page | 17966 / 404 |
| Instrument Date | Jul 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 9640 BOTHWELL LN, FREDERICK, MD 21704-7886 |
| Document Number | 1796000404, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 17966/404 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9640 BOTHWELL LN, FREDERICK, MD 21704-7886 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 9640 BOTHWELL LN, FREDERICK, MD 21704-7886 |
| Document Number | 0168570059 |
|---|---|
| Date | May 09, 2024 |
| Book Page | 16857/59 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9640 BOTHWELL LN, FREDERICK, MD 21704-7886 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0124120396 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 12412/0396 |
| Name | FAIRFAX COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9640 BOTHWELL LN, FREDERICK, MD 21704-7886 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0124120367 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 12412/0367 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9640 BOTHWELL LN, FREDERICK, MD 21704-7886 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 9640 BOTHWELL LN, FREDERICK, MD 21704-7886 |
| Document Number | 0139940019 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 13994/19 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9640 BOTHWELL LN, FREDERICK, MD 21704-7886 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | PRIORITY TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 9640 BOTHWELL LN, FREDERICK, MD 21704-7886 |
| Document Number | 0154120435 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 15412/435 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581,200 (+29.86%) | $634,900 (+34%) Land $140,000 Building $494,900 | |
| 2025 | $7,430.00 (+17.43%) | ||
| 2023 | $6,327.00 | $447,567 | $473,800 Land $120,000 Building $353,800 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 523 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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