Monroe County property record for 964 Winston Dr, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1952 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (May 2021) |
| Tax Bill | $2,652 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-19-00274-090 |
| Primary APN | 55-19-00274-090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 600 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Area | 308 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 310 sqft |
| Patio Area | 292 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 964 WINSTON DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-1816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | CUSTER GARDENS NO 2 LOT 89 |
| Legal Subdivision | CUSTER GARDENS 2 |
| Legal Lot Number | 89 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 832300 |
Source: Monroe County records · APN 55-19-00274-090
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 964 WINSTON DR, MONROE, MI 48161-1816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIRECTIONS CU |
| May 20, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on Record |
| Deed Sale | May 20, 2021 · Amount on Record |
| Prior Sale | Sep 11, 2002 · Amount on Record |
| Deed Document Number | 202113677 |
| Prior Transfer Date | Dec 11, 2014 |
| Prior Transfer Doc | 0000000713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 964 WINSTON DR, MONROE, MI 48161-1816 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 964 WINSTON DR, MONROE, MI 48161-1816 |
| Document Number | 0000008395 |
|---|---|
| Date | Jun 01, 2023 |
| Instrument | 2023R08395 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | SYLVANIA, OH 43560 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 20, 2021 |
| Property Address | 964 WINSTON DR, MONROE, MI 48161-1816 |
| Document Number | 2021R13677 |
| Map Reference | LB 9 PG 23 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021R13677 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3591 N CUSTER RD, 3591, MONROE, MI 48162-9645 |
| Name | Verified Name |
|---|---|
| Address | 964 WINSTON DR, MONROE, MI 48161-1816 |
| Document Number | 2021R13678 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021R13678 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,000 (+36.17%) | $200,000 (+36.17%) | |
| 2025 | $2,652.00 (-17.74%) Homeowner's exemption | ||
| 2023 | $3,224.00 Homeowner's exemption | $73,440 | $146,880 |
Source: FEMA National Flood Hazard Layer as of September 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Mercury Broadband, T-Mobile USA.
Based on FCC filings for 504 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONROE serves 49,467 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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