964 Wind Cave Pl, Chula Vista, CA 91914 Property Records

San Diego County property record for 964 Wind Cave Pl, Chula Vista, CA 91914

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,705 sqft · built 2004
Lot Size	0.12 acres (5,220 sqft)
Owner	2 Individual Names on File
Last Sale	$459,000 (May 2003)
Tax Bill	$10,516 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`595-760-16-00`

Property Details

APN / Parcel Number

Primary APN	`595-760-16-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,705 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,220 sqft (0.12 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	964 WIND CAVE PL
City	CHULA VISTA
State	CA
Zip	91914-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC5RP1
Legal Description	LOT 66 TR 014372
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014372
Legal Block	3
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	13424

Owner

964 Wind Cave Pl is owned and occupied by two individuals who acquired it in August 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	964 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Aug 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU
Dec 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2003 · Amount on File
Deed Sale	May 21, 2003 · Amount on File
Deed Document Number	2003598480
Last Transfer Date	Aug 13, 2019
Transfer Doc	0000363539
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	964 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000415507
Date	Jun 4, 2021
Instrument	2021-0415507

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	964 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000806954
Date	Nov 24, 2021
Instrument	2021-0806954

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2019
Property Address	964 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Document Number	0000363539
Map Reference	MAP 14372
Instrument Date	Aug 13, 2019
Instrument	2019-0363539
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	964 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000363540
Date	Aug 26, 2019
Instrument	2019-0363540

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2018
Property Address	964 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Document Number	0000533773
Map Reference	MAP 14372
Instrument Date	Dec 24, 2018
Instrument	2018-0533773
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000533774
Date	Dec 31, 2018
Instrument	2018-0533774

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 964 Wind Cave Pl was $10,516 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$677,984 (+2%) Land $236,360 Building $441,624
2025	$10,516.00 Homeowner's exemption	$664,691 Land $231,726 Building $432,965
2023	$10,227.00 (+2.87%) Homeowner's exemption	$638,882 Land $222,729 Building $416,153
2022	$9,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 964 Wind Cave Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Wind Cave Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband.

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