Florence County property record for 964 Veranda Way, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,342 sqft · built 2007 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Mar 2007) |
| Tax Bill | $1,470 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07510-01-077 |
| Primary APN | 07510-01-077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,342 sqft Living Area |
| 1st Floor Area | 1,970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Garage Area | 620 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 964 VERANDA WAY |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-8689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK POINTE II LOT 77 |
| Legal Subdivision | OAK POINTE |
| Legal Lot Number | 77 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 102 |
964 Veranda Way is owned and occupied by an individual who bought it in March 2007.
Source: Florence County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 964 VERANDA WAY, FLORENCE, SC 29501-8689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2007 · Amount on File |
| Deed Sale | Mar 2, 2007 · Amount on File |
| Prior Sale | Mar 20, 2006 · Amount on File |
| Deed Book / Page | 082 / 348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 964 VERANDA WAY, FLORENCE, SC 29501-8689 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | DMA10940742 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | DMA1094/742 |
| Instrument | 2024004004 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 964 VERANDA WAY, FLORENCE, SC 29501-8689 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0009630350 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 963/350 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 964 VERANDA WAY, FLORENCE, SC 29501-8689 |
| Document Number | 0000011328 |
| Instrument Date | Jul 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 964 VERANDA WAY FLORENCE SC 295018689, FLORENCE, SC 29501-8689 |
| Document Number | 0000011328 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 000870/001269 |
| Instrument | 11328 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 23, 2045 |
The 2025 property tax bill for 964 Veranda Way was $1,470.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,470.00 | $13,994 Land $1,280 Building $12,714 | $349,860 Land $32,000 Building $317,860 |
| 2023 | $1,121.00 (-1.15%) | $10,021,158 (+99,901.58%) Land $1,280,000 Building $8,741,158 | $25,052,897 (+9,9%) Land $3,200,000 Building $21,852,897 |
| 2022 | $1,134.00 | $10,021 Land $1,280 Building $8,741 | $250,529 Land $32,000 Building $218,529 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 964 Veranda Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (2015–2016) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 964 Veranda Way is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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