964 Spa Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 964 Spa Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 2018
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$375,100 (Jan 2024)
Tax Bill	$4,982 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2023 Foreclosure + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-829-03546200`

Property Details

APN / Parcel Number

Primary APN	`06-829-03546200`
Alternative APNs	`682903546200` `82903546200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	82903546200
Street Address	964 SPA RD
City	ANNAPOLIS
State	MD
Zip	21403-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 1 TRUXTON HEIGHTS
Legal Subdivision	TRUXTON HEIGHTS
Legal Block	2
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2023
Census Tract	706500

Owner

964 Spa Rd is owned by two individuals who bought it in January 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 ROSEMARY ST, ANNAPOLIS, MD 21401-3526
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Special Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Nov 8, 2023	Special Warranty Deed, Foreclosure
Sep 22, 2023	Deed in Lieu of Foreclosure, Foreclosure
Nov 17, 2021	Deed of Trust, Mortgage · VA Mortgage FINANCIAL FREEDOM MORTGAGE LLC
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
May 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 9, 2018	Grant Deed, Mortgage · Line of Credit HOLLIDAY FENOGLIO FOWLER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on File
Deed Sale	Jan 26, 2024 · Amount on File
Prior Sale	Sep 22, 2023 · Amount on File
Deed Book / Page	40201 / 486
Record Updated	Oct 29, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 26, 2024
Property Address	964 SPA RD, ANNAPOLIS, MD 21403-1024
Document Number	0402010486
Book / Page	40201 / 486
Map Reference	MB FSP 4 FO 28
Instrument Date	Jan 12, 2024
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ROSEMARY ST, ANNAPOLIS, MD 21401-3526

Mortgage

Document Number	0040201490
Date	Jan 26, 2024
Instrument	40201/490

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2023: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 8, 2023
Property Address	964 SPA RD, ANNAPOLIS, MD 21403-1024
Document Number	0400510017
Book / Page	40051 / 17
Map Reference	MB FSP 4 FO 28
Instrument Date	Jan 26, 2023
Transaction Type	Foreclosure
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

September 2023: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 22, 2023
Property Address	964 SPA RD, ANNAPOLIS, MD 21403-1024
Document Number	0399490418
Book / Page	39949 / 418
Map Reference	MB FSP 4 FO 28
Instrument Date	Jan 19, 2023
Transaction Type	Foreclosure
Record Updated	Oct 11, 2023

Transaction

Amount	Amount on Record
Tax	$1,565.07
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	964 SPA RD, ANNAPOLIS, MD 21403-1024
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 SPA RD, ANNAPOLIS, MD 21403-1024

Mortgage

Document Number	0379220339
Date	Nov 17, 2021
Book Page	37922/339

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	964 SPA RD, ANNAPOLIS, MD 21403-1024
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 SPA RD, ANNAPOLIS, MD 21403-1024

Mortgage

Document Number	0361540482
Date	Feb 16, 2021
Book Page	36154/482

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	964 SPA RD, ANNAPOLIS, MD 21403-1024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345740166
Date	May 13, 2020
Book Page	34574/166

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2050

October 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 9, 2018
Property Address	964 SPA RD, ANNAPOLIS, MD 21403-1024
Document Number	0325520030
Book / Page	032552 / 000030
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10100 SANTA MONICA BLVD #400 LOS ANGELES CA 900674108, 400, LOS ANGELES, CA 90067-4108

Mortgage

Document Number	325520030
Date	Oct 9, 2018
Book Page	032552/000030

Lender

Name	HOLLIDAY FENOGLIO FOWLER
Address	9 GREENWAY PLZ # 700, HOUSTON, TX 77046-0914

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 8, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 964 Spa Rd was $4,982.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,600 Land $171,200 Building $192,400	$363,600 Land $171,200 Building $192,400
2025	$4,982.00
2023	$4,436.00 Homeowner's exemption	$315,900 Land $171,200 Building $144,700	$315,900 Land $171,200 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 964 Spa Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Spa Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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