Oceana County property record for 964 S Beach St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.102 acres (4,449 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,400 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-300-014-00 |
| Primary APN | 044-300-014-00 |
|---|
| Lot Area | 4,449 sqft (0.102 acres) |
|---|
| Street Address | 964 S BEACH ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 964 S BEACH ST - GARRISON PARK SUBDIVISION LOT 14 L294P474 QC823893 SPLIT FR 001-00 IN 1978 |
| Legal Subdivision | GARRISON PARK SUBDIVISION |
| Legal Lot Number | 14 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10800 |
964 S Beach St is held in a trust since December 2024.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6N268 OLD HOMESTEAD RD, SAINT CHARLES, IL 60175-6128 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 9, 2024 |
| Transfer Doc | 2024/22403 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 964 S Beach St was $2,400, up 5.1% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,500 (-4.65%) Land $309,500 | $619,000 (-4.65%) Land $619,000 | |
| 2025 | $2,400.00 (+5.12%) | $324,600 Land $324,600 | $649,200 Land $649,200 |
| 2024 | $2,283.00 | ||
| 2023 | $281,400 Land $281,400 | $562,800 (-) Land $562,800 | |
| 2022 | $2,070.00 | $562,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 964 S Beach St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 964 S Beach St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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