964 S 1040 W, Payson, UT 84651 Property Records

Utah County property record for 964 S 1040 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,077 sqft · built 1993
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Feb 2019)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39-061-0004`

Property Details

APN / Parcel Number

Primary APN	`39-061-0004`
Alternative APN	`052824`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,077 sqft Living Area
Gross Area	2,707 sqft
1st Floor Area	1,077 sqft
Basement Area	1,077 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1997
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	052824
Street Address	964 S 1040 W
City	PAYSON
State	UT
Zip	84651-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, PLAT D, FRUITLAND PARK SUB. AREA .23 ACRE.
Legal Subdivision	FRUITLAND PARK SUB
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4007
Census Tract	3403

Owner

Source: Utah County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	964 S 1040 W, PAYSON, UT 84651-4604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit LOAN STORE
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage SECURITY HM MTG
Feb 6, 2019	Warranty Deed, Transfer · FHA Mortgage SECURITY HOME MORTGAGE LLC
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2019 · Amount on Record
Deed Sale	Feb 6, 2019 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	201910231
Prior Transfer Date	Aug 13, 2001
Prior Transfer Doc	0000083307
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Aug 18, 2026
Property Address	964 S 1040 W, PAYSON, UT 84651-4604
Document Number	0000068391
Instrument Date	Aug 10, 2026
Instrument	202668391
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 S 1040 W, PAYSON, UT 84651-4604
Investor	Possibly a Property Investor

Mortgage

Document Number	0000068391,
Date	Aug 18, 2026
Instrument	202668391

Lender

Name	LOAN STORE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 7, 2046

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	964 S 1040 W, PAYSON, UT 84651-4604
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INSURANCE A

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178605
Date	Oct 20, 2021
Instrument	178605:2021

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	964 S 1040 W, PAYSON, UT 84651-4604
Document Number	0000025717
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 S 1040 W PAYSON UT 846514604, PAYSON, UT 84651-4604

Mortgage

Document Number	0000025717
Date	Feb 28, 2020
Instrument	25717

Lender

Name	SECURITY HM MTG
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 6, 2019
Property Address	964 S 1040 W, PAYSON, UT 84651-4604
Document Number	0000010231
Instrument Date	Feb 5, 2019
Instrument	010231:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	MOUNTAIN VIEW TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 S 1040 W, PAYSON, UT 84651-4604

Mortgage

Document Number	0000010245
Date	Feb 6, 2019
Instrument	010245:2019

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 1, 2018
Property Address	964 S 1040 W, PAYSON, UT 84651-4604
Document Number	0000094232
Instrument Date	Oct 1, 2018
Instrument	094232:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	MOUNTAIN VIEW TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 N 3500 W, PLAIN CITY, UT 84404-9259

Mortgage

Document Number	0000094233
Date	Oct 1, 2018
Instrument	094233:2018

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,305 (-47.09%)	$455,100 (-3.8%) Land $166,500 Building $288,600
2025	$2,588.00 (+0.04%)	$473,100 (+102.83%) Land $158,600 Building $314,500	$473,100 (+11.55%) Land $158,600 Building $314,500
2024	$2,587.00 (+13.22%)
2023	$2,285.00 (+8.09%)	$233,255	$424,100 Land $136,700 Building $287,400
2022	$2,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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