964 Riverside Dr, Lowell, MI 49331 Property Records

Kent County property record for 964 Riverside Dr, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,582 sqft · built 1929
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Jul 1990)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-20-02-128-007`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-128-007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,582 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	964 RIVERSIDE DR
City	LOWELL
State	MI
Zip	49331-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 1 BLK 1 FOX ADD
Legal Subdivision	FOX ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2014
Census Tract	12004

Owner

Source: Kent County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	964 RIVERSIDE DR, LOWELL, MI 49331-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Intrafamily Transfer, Transfer
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 1990 · Amount on Record
Deed Sale	Jul 20, 1990 · Amount on Record
Prior Sale	May 18, 1981 · Amount on Record
Deed Book / Page	2768 / 1282
Last Transfer Date	Sep 25, 2023
Transfer Doc	0000055891
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Sep 27, 2023
Property Address	964 RIVERSIDE DR, LOWELL, MI 49331-1020
Document Number	0000055891
Map Reference	LB 2 PG 3
Instrument Date	Sep 25, 2023
Instrument	20230927-0055891
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	964 RIVERSIDE DR, LOWELL, MI 49331-1020

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	964 RIVERSIDE DR, LOWELL, MI 49331-1020
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 RIVERSIDE DR, LOWELL, MI 49331-1020

Mortgage

Document Number	0000050598
Date	Jun 21, 2022
Instrument	20220621-0050598

Lender

Name	MERCANTILE BANK
Type	Bank
Address	MONROE, ME 4951

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,041.00 (+0.25%) Homeowner's exemption	$128,800 (+28.93%)	$257,600 (+28.93%)
2023		$99,900	$199,800
2019	$2,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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