Mobile County property record for 964 Palmetto St, Mobile, AL 36604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,028 sqft · built 1881 |
| Lot Size | 0.115 acres (5,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,000 (Aug 2021) |
| Tax Bill | $805 (2025) |
| Deeds & Mortgages | Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R022906390004075 |
| Primary APN | R022906390004075 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,039 sqft (0.115 acres) |
| Porch | Slab |
| Porch Area | 108 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1577706 |
|---|---|
| Street Address | 964 PALMETTO ST |
| City | MOBILE |
| State | AL |
| Zip | 36604-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT CERTAIN PCL OF LAND BEING BDED BY A LINE DESC AS FOLLOWS: BEG AT NE COR OF CHARLES & PALMETTO STS & RUNNING TH NLY ALG |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 39 |
| Legal Subdivision | FAVRE |
| Legal Lot Number | 9 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oakleigh Garden Historic District (Boundary Decrease & Additional Documentation) listed 2016 · 66 contributing resources · NRIS 16000863 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
964 Palmetto St is owned by two individuals who bought it in August 2021.
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14889 SCENIC HIGHWAY 98, FAIRHOPE, AL 36532-5959 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on File |
| Deed Sale | Aug 25, 2021 · Amount on File |
| Prior Sale | Nov 17, 2015 · Amount on File |
| Deed Document Number | 202155567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Aug 25, 2021 |
| Property Address | 964 PALMETTO ST, MOBILE, AL 36604-3039 |
| Document Number | 0000055567 |
| Map Reference | MB 34 PG 150 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021055567 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28521 2ND ST, DAPHNE, AL 36526-7169 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14889 SCENIC HIGHWAY 98, FAIRHOPE, AL 36532-5959 |
The 2025 property tax bill for 964 Palmetto St was $805, down 0.9% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $805.00 (-0.86%) | $25,020 (-0.95%) Land $4,760 Building $20,260 | $125,100 (-0.95%) Land $23,800 Building $101,300 |
| 2024 | $812.00 (+2.53%) | $25,260 (+2.6%) Land $4,760 Building $20,500 | $126,300 (+2.6%) Land $23,800 Building $102,500 |
| 2023 | $792.00 (-0.88%) | $24,620 (-0.97%) Land $4,760 Building $19,860 | $123,100 (-0.97%) Land $23,800 Building $99,300 |
| 2022 | $799.00 | $24,860 Land $4,760 Building $20,100 | $124,300 Land $23,800 Building $100,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 964 Palmetto St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2025) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 964 Palmetto St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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