964 Osprey Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 964 Osprey Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,181 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$572,000 (Jul 2026)
Tax Bill	$10,353 (2026)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`192-130-450-000`

Property Details

APN / Parcel Number

Primary APN	`192-130-450-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,181 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	964 OSPREY DR
City	LATHROP
State	CA
Zip	95330-8038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 161 STANFORD CROSSING PHASE 1B-1 4017
Legal Subdivision	STANFORD CROSSING PHASE 1B
Legal Block	3
Legal Lot Number	161
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3034
Census Tract	5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	964 OSPREY DR, LATHROP, CA 95330-8038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Grant Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C
Jul 7, 2026	Grant Deed, Transfer · Conventional Mortgage AMERITRUST MORTGAGE
Jun 23, 2026	Deed in Lieu of Foreclosure, Foreclosure FIRST AMERICAN TITLE
Dec 15, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Jun 23, 2026 · Amount on Record
Deed Document Number	202661203
Prior Transfer Date	Jul 6, 2026
Prior Transfer Doc	0000061204
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 7, 2026
Property Address	964 OSPREY DR, LATHROP, CA 95330-8038
Document Number	0000061204
Instrument Date	Jul 6, 2026
Instrument	202661204
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	964 OSPREY DR, LATHROP, CA 95330-8038

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 7, 2026
Property Address	964 OSPREY DR, LATHROP, CA 95330-8038
Document Number	0000061203
Instrument Date	Jul 6, 2026
Instrument	202661203
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,549.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	964 OSPREY DR, LATHROP, CA 95330-8038

Mortgage

Document Number	0000061205,
Date	Jul 7, 2026
Instrument	202661205

Lender

Name	AMERITRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 23, 2026
Property Address	964 OSPREY DR, LATHROP, CA 95330-8038
Document Number	0000057059
Instrument Date	Apr 16, 2026
Instrument	202657059
Transaction Type	Foreclosure
Record Updated	Aug 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,666.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

December 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 15, 2021
Property Address	964 OSPREY DR, LATHROP, CA 95330-8038
Document Number	0000209262
Map Reference	MB 43 PG 155
Instrument Date	Dec 9, 2021
Instrument	2021-209262
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2255 S DONOVAN WAY, SAN RAMON, CA 94582-3253

Mortgage

Document Number	0000209263
Date	Dec 15, 2021
Instrument	2021-209263

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,353.00 (-4.11%)
2025	$10,797.00 (+0.74%)	$685,000 (-0.63%) Land $135,000 Building $550,000
2023	$10,718.00 (+4.27%)	$689,321 Land $122,400 Building $566,921	$612,450
2022	$10,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband, unWired Broadband, Verizon.

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