Cook County property record for 964 Oak Ridge Blvd, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,593 sqft · built 2007 |
| Lot Size | 0.065 acres (2,834 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $241,000 (Oct 2020) |
| Tax Bill | $7,061 (2023) |
| Deeds & Mortgages | Jul 2026 Sale Mar 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-406-062 |
| Primary APN | 06-20-406-062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,593 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Modern |
| Exterior Material | Frame |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,834 sqft (0.065 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 964 OAK RIDGE BLVD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-9220 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | OAK RIDGE PHASE 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 804512 |
Source: Cook County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 964 OAK RIDGE BLVD, ELGIN, IL 60120-9220 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 30, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional with PMI NEIGHBORHOOD LOANS |
| Mar 17, 2020 | Grant Deed, Construction Loan · Construction Mortgage HINSDALE BK&TR |
| Feb 3, 2020 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Mar 17, 2020 · Amount on Record |
| Deed Document Number | 202020060 |
| Prior Transfer Date | Nov 9, 2019 |
| Prior Transfer Doc | 0000017064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 20, 2026 |
| Property Address | 964 OAK RIDGE BLVD, ELGIN, IL 60120-9220 |
| Document Number | 0000011001 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202611001 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 964 OAK RIDGE BLVD, ELGIN, IL 60120-9220 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 30, 2026 |
| Property Address | 964 OAK RIDGE BLVD, ELGIN, IL 60120-9220 |
| Document Number | 0008932067 |
| Map Reference | DOC 0605510102 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2608932067 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 964 OAK RIDGE BLVD, ELGIN, IL 60120-9220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 964 OAK RIDGE BLVD, ELGIN, IL 60120-9220 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0012308101 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2312308101 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 13, 2020 |
| Property Address | 964 OAK RIDGE BLVD, ELGIN, IL 60120-9220 |
| Document Number | 2028720060 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 28720060 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $241.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 964 OAK RIDGE BLVD ELGIN IL 601209220, ELGIN, IL 60120-9220 |
| Document Number | 2028720061 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 28720061 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 17, 2020 |
| Property Address | 964 OAK RIDGE BLVD, ELGIN, IL 60120-9220 |
| Document Number | 2007706302 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 7706302 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 7, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $137.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2189 W BOWLER ST CHICAGO IL 606124201, CHICAGO, IL 60612-4201 |
| Investor | Possibly a Property Investor |
| Document Number | 2007706303 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 7706303 |
| Name | HINSDALE BK&TR |
|---|---|
| Type | Bank |
| Address | 25 E 1ST ST, HINSDALE, IL 60521-7825 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 16, 2021 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 3, 2020 |
| Property Address | 964 OAK RIDGE BLVD, ELGIN, IL 60120-9220 |
| Document Number | 2003417064 |
| Instrument Date | Nov 9, 2019 |
| Instrument | 3417064 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $198.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8100 JONES BRANCH DR MCLEAN VA 221023205, MCLEAN, VA 22102-3205 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,000 (+22.29%) Land $4,251 Building $25,749 | $300,000 (+22.29%) Land $42,510 Building $257,490 | |
| 2023 | $7,061.00 (+2.9%) | ||
| 2022 | $6,862.00 | $24,531 Land $3,998 Building $20,533 | $245,310 Land $39,980 Building $205,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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