964 Norman Ave, Gurnee, IL 60031 Property Records

Lake County property record for 964 Norman Ave, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 1956
Lot Size	0.39 acres (17,001 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2010)
Tax Bill	$7,587 (2024)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-14-403-008`

Property Details

APN / Parcel Number

Primary APN	`07-14-403-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,001 sqft (0.39 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	964 NORMAN AVE
City	GURNEE
State	IL
Zip	60031-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWNS SUB LOT 14
Legal Subdivision	BROWNS SUB
Legal Lot Number	14
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2038
Census Tract	861508

Owner

964 Norman Ave is owned and occupied by an individual who bought it in February 2010.

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	964 NORMAN AVE, GURNEE, IL 60031-2053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2010 · Amount on File
Deed Sale	Feb 19, 2010 · Amount on File
Prior Sale	Dec 15, 2009
Deed Document Number	20106575874
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	964 NORMAN AVE, GURNEE, IL 60031-2053
Document Number	0007599047
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 NORMAN AVE GURNEE IL 600312053, GURNEE, IL 60031-2053

Mortgage

Document Number	0007599047
Date	Oct 9, 2019
Instrument	7599047

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	BANNOCK, IL 60015

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2034

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Elementary School District	Gurnee School District 56 (PK - 08)
Secondary School District	Warren Township High School District 121 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,489 Land $19,871 Building $72,618	$277,495 Land $59,619 Building $217,876
2024	$7,587.00 (+33.39%)
2023	$5,688.00 (+16.32%)	$73,843 (+17.95%) Land $15,865 Building $57,978	$221,551 (+17.95%) Land $47,600 Building $173,951
2022	$4,890.00	$62,603 Land $16,638 Building $45,965	$187,828 Land $49,919 Building $137,909

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 964 Norman Ave in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	41 (1979–2026)
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, Sep 1986 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Norman Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20