964 Main St, Mumford, NY 14511 Property Records

Monroe County and Wheatland Town property record for 964 Main St, Mumford, NY 14511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,256 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$3,195 (2026)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`265689 208.16-1-3`

Property Details

APN / Parcel Number

Primary APN	`265689 208.16-1-3`
Alternative APNs	`56892081600001003000` `02011000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,256 sqft Living Area
1st Floor Area	680 sqft
2nd Floor Area	576 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	311 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02011000000
Street Address	964 MAIN ST
City	MUMFORD
State	NY
Zip	14511-9837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0023- 1-01 VILLAGE LOT L11
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	MONROE NY
Township / Civil Division	WHEATLAND
Census Block Group	4
Census Block	4028
Census Tract	14700

Owner

964 Main St is owned and occupied by an individual who acquired it in October 2004.

Source: Monroe County and Wheatland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	964 MAIN ST, MUMFORD, NY 14511-9837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 16, 2004
Transfer Doc	0000000643
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	964 MAIN ST, MUMFORD, NY 14511-9837
Document Number	0000000459
Book / Page	027287 / 000279
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 MAIN ST MUMFORD NY 145119837, MUMFORD, NY 14511-9837

Mortgage

Document Number	0000000459
Date	Aug 24, 2017
Book Page	027287/000279
Instrument	459

Lender

Name	ADVANTAGE CU
Type	Credit Union
Address	ROCHESTER, NY 14624

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 964 Main St was $3,195 with exemptions applied, up 2.9% from the year before.

Source: Monroe County and Wheatland Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Wheatland Town
Unified School District	Caledonia-Mumford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,195.00 (+2.93%) Homeowner's exemption Senior Citizen's exemption
2025	$3,104.00	$103,200 Land $22,000 Building $81,200	$151,800 Land $32,360 Building $119,440
2023		$103,200 (+9.55%) Land $22,000 Building $81,200	$130,600 (+9.56%) Land $27,841 Building $102,759
2022		$94,200 Land $22,000 Building $72,200	$119,200 Land $27,839 Building $91,361
2021	$2,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 964 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jan 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALEDONIA VILLAGE serves 2,201 people · EPA ID NY2501013
Water Source	Purchased surface water from MCWA
Last State Inspection	Mar 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20