964 Lavender Rd, Grover, NC 28073 Property Records

Cleveland County property record for 964 Lavender Rd, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	1,352 sqft · built 2002
Lot Size	0.013 acres (566 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (May 2026)
Tax Bill	$738 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`52797`

Property Details

APN / Parcel Number

Primary APN	`52797`
Alternative APN	`1261075`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,352 sqft Finished Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	566 sqft (0.013 acres)

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	80 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1261075
Street Address	964 LAVENDER RD
City	GROVER
State	NC
Zip	28073-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#52 PB21-36 REV LAVNDR AC PH 4
Legal Subdivision	REV LAVNDR AC
Legal Phase	4
Legal Block	1
Legal Lot Number	71
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2019
Census Tract	950604

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	964 LAVENDER RD, GROVER, NC 28073-9759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Sep 26, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Sep 26, 2025 · Amount on Record
Deed Document Number	2026200128050
Deed Book / Page	1973 / 2075
Prior Transfer Date	Apr 14, 2008
Prior Transfer Doc	0015500155
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 6, 2026
Property Address	964 LAVENDER RD, GROVER, NC 28073-9759
Document Number	0200128050
Book / Page	1973 / 2075
Instrument Date	May 6, 2026
Instrument	2026200128050
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,784.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 LAVENDER RD, GROVER, NC 28073-9759

Mortgage

Document Number	0200128051,
Date	May 6, 2026
Instrument	2026200128051

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 26, 2025
Property Address	964 LAVENDER RD, GROVER, NC 28073-9759
Document Number	0019562481
Book / Page	1956 / 2481
Map Reference	MB 21 PG 36
Instrument Date	Sep 26, 2025
Instrument	200119191
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount Recorded
Tax	$293.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 20, CHERRYVILLE, NC 28021-0020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	138 MULLINAX DR, GROVER, NC 28073-9583

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$738.00 (+11.48%)	$104,270 (-) Land $25,402 Building $78,868	$104,270 (-) Land $25,402 Building $78,868
2025	$662.00	$104,270 (+64.47%) Land $25,402 Building $78,868	$104,270 (+64.47%) Land $25,402 Building $78,868
2023		$63,396 Land $25,377 Building $38,019	$63,396 Land $25,377 Building $38,019

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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