Lauderdale County property record for 964 Joan Ln, Killen, AL 35645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,567 sqft · built 2021 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Apr 2026) |
| Tax Bill | $1,841 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Construction Loan Jun 2023 Sale & Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09-30-0-002-050-005 |
| Primary APN | 17-09-30-0-002-050-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,567 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 25,700 sqft (0.59 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 19231 |
|---|---|
| Street Address | 964 JOAN LN |
| City | KILLEN |
| State | AL |
| Zip | 35645-8822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 150.26 X 200 LOT (.59 AC/D) LYING IN NW/4 OF NW/4 OF SEC 30 T2S R9W |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | KILLEN |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 11605 |
Source: Lauderdale County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed, Transfer · Construction Mortgage TRUSTMARK BANK |
| Jun 12, 2023 | Correction Deed · Line of Credit UNITED COMMUNITY BANK |
| Jun 12, 2023 | Quit Claim Deed, Transfer · Line of Credit UNITED COMMUNITY BANK |
| Jun 12, 2023 | Correction Deed |
| Aug 20, 2021 | Warranty Deed, Transfer |
| Feb 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Apr 15, 2026 |
| Property Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Instrument Date | Apr 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Date | Apr 15, 2026 |
|---|
| Name | TRUSTMARK BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jun 12, 2023 |
| Property Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Document Number | 2023/23109 |
| Book / Page | 2023 / 23109 |
| Instrument Date | Jun 6, 2023 |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2217 EDWARDS AVE, MUSCLE SHOALS, AL 35661-1923 |
| Name | Verified Name |
|---|---|
| Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Document Number | 0202323113 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 2023/23113 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 22, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jun 12, 2023 |
| Property Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Document Number | 2023/23111 |
| Book / Page | 2023 / 23111 |
| Instrument Date | Jun 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 950 JOAN LN, KILLEN, AL 35645-8822 |
| Name | Verified Name |
|---|---|
| Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Document Number | 0202323113 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 2023/23113 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 22, 2048 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jun 12, 2023 |
| Property Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Document Number | 2023/23107 |
| Book / Page | 2023 / 23107 |
| Instrument Date | May 19, 2023 |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1658, FLORENCE, AL 35631-1658 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Aug 20, 2021 |
| Property Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Document Number | 2021/52299 |
| Book / Page | 2021 / 52299 |
| Instrument Date | Aug 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2217 EDWARDS AVE, MUSCLE SHOALS, AL 35661-1923 |
| Name | Verified Name |
|---|---|
| Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Feb 26, 2021 |
| Property Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Document Number | 2021/11780 |
| Book / Page | 2021 / 11780 |
| Instrument Date | Feb 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 E TENNESSEE ST, FLORENCE, AL 35630-5720 |
| Name | Verified Name |
|---|---|
| Address | 964 JOAN LN, KILLEN, AL 35645-8822 |
| Document Number | 202111782202111782 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021/11782202111782 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,841.00 (+156.41%) | $52,600 (+99.85%) | $262,960 (-0.08%) Land $29,000 Building $233,960 |
| 2024 | $718.00 (-0.69%) Homeowner's exemption Senior Citizen's exemption | $26,320 (+920.16%) Land $2,820 Building $23,500 | $263,160 (+6.34%) Land $28,200 Building $234,960 |
| 2023 | $723.00 Homeowner's exemption Senior Citizen's exemption | $2,580 (-87.67%) Land $2,580 | $247,460 (+18.4%) Land $25,800 Building $221,660 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $20,920 | $209,000 Land $23,500 Building $185,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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