Jones County property record for 964 Hoy Rd N, Laurel, MS 39443
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,684 sqft · built 2016 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,050 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 175-31-00-001.01 |
| Primary APN | 175-31-00-001.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,684 sqft Living Area |
| 1st Floor Area | 2,834 sqft |
| 2nd Floor Area | 850 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742,400 sqft (40 acres) |
| Deck Area | 660 sqft |
| Patio Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 050848 |
|---|---|
| Street Address | 964 HOY RD N |
| City | LAUREL |
| State | MS |
| Zip | 39443-5022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31-10-11 S1/2 OF SW OF NW & N1/2 OF NW OF SW |
| Legal Range | 11 |
| Legal Township | 10 |
| Legal Section | 31 |
| Jurisdiction | JONES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950101 |
Source: Jones County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 964 HOY RD N, LAUREL, MS 39443-5022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2015 |
| Deed Sale | Oct 5, 2015 |
| Deed Document Number | 0002156688 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 964 HOY RD N, LAUREL, MS 39443-5022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 220/2436 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 220/2436 |
| Instrument | 22002436 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jun 1, 2035 |
Source: Jones County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,050.00 (-1.58%) Homeowner's exemption | $44,407 (+3.47%) | $440,980 (+3.51%) Land $18,840 Building $422,140 |
| 2024 | $5,131.00 (-1.52%) | ||
| 2023 | $5,210.00 (-0.95%) Homeowner's exemption | $42,918 | $426,040 Land $18,940 Building $407,100 |
| 2022 | $5,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · Severe Storms, Flooding, And Tornado |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHARON WATER WORKS public/private · serves 2,769 people · EPA ID MS0340018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| defastlink Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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