964 Howard Rd, Waverly, OH 45690 Property Records

Pike County property record for 964 Howard Rd, Waverly, OH 45690

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,852 sqft · built 1988
Lot Size	2.28 acres (99,491 sqft)
Owner	Individual Name on File
Tax Bill	$2,800 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-040200.0000`

Property Details

APN / Parcel Number

Primary APN	`16-040200.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
1st Floor Area	968 sqft
2nd Floor Area	884 sqft
Basement Area	968 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	99,491 sqft (2.28 acres)
Garage Type	Mixed
Garage Area	2,688 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Shed	1 Shed
Shed Area	216 sqft
Pole Barn	1,120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	964 HOWARD RD
City	WAVERLY
State	OH
Zip	45690-9050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4167 260/1
Jurisdiction	PIKE OH
Township / Civil Division	PEE PEE
Census Block Group	1
Census Block	1011
Census Tract	952500

Owner

964 Howard Rd is owned and occupied by an individual.

Source: Pike County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	964 HOWARD RD, WAVERLY, OH 45690-9050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Recording Date	May 15, 2026
Property Address	964 HOWARD RD, WAVERLY, OH 45690-9050
Document Number	0000001439
Book / Page	417 / 1762
Instrument Date	May 13, 2026
Instrument	20261439
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 HOWARD RD, WAVERLY, OH 45690-9050
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001439,
Date	May 15, 2026
Book Page	417/1762
Instrument	20261439

Lender

Name	OHIO VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 964 Howard Rd was $2,800 with a homeowner's exemption, down 0.3% from the year before.

Source: Pike County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pike County
County Subdivision	Pee Pee Township
Unified School District	Waverly City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,800.00 (-0.28%)	$84,970 (-) Land $19,830 Building $65,140
2024	$2,808.00 (+0.11%) Homeowner's exemption	$84,970 (-) Land $19,830 Building $65,140
2023	$2,805.00 (+10.04%) Homeowner's exemption	$84,970 (+25.83%) Land $19,830 Building $65,140	$242,770 Land $56,670 Building $186,100
2022	$2,549.00 Homeowner's exemption	$67,530 Land $16,280 Building $51,250
2020			$192,930 Land $46,510 Building $146,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 964 Howard Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Howard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY CITY PWS serves 4,433 people · EPA ID OH6600912
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20