964 Hawkins Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 964 Hawkins Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,616 sqft · built 1977
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$103,400 (Feb 2014)
Tax Bill	$993 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`022081 00900`

Property Details

APN / Parcel Number

Primary APN	`022081 00900`
Alternative APN	`081 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	198 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	964 HAWKINS RD
City	WHITE BLUFF
State	TN
Zip	37187-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H02
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2011
Census Tract	60300

Owner

964 Hawkins Rd is owned and occupied by an individual who bought it in February 2014.

Source: Dickson County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	964 HAWKINS RD, WHITE BLUFF, TN 37187-9036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit LAWRENCE BANK
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit F&M BK
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit F&M BK
May 11, 2018	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2014 · Amount on File
Deed Sale	Feb 26, 2014 · Amount on File
Prior Sale	Jun 5, 2003
Deed Document Number	2014244912
Deed Book / Page	1174 / 807
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Recording Date	Jul 14, 2026
Property Address	964 HAWKINS RD, WHITE BLUFF, TN 37187-9036
Document Number	0000388881
Book / Page	1614 / 1087
Instrument Date	Jun 29, 2026
Instrument	2026388881
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 HAWKINS RD, WHITE BLUFF, TN 37187-9036

Mortgage

Document Number	0000388881,
Date	Jul 14, 2026
Book Page	1614/1087
Instrument	2026388881

Lender

Name	LAWRENCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Recording Date	Apr 7, 2026
Property Address	964 HAWKINS RD, WHITE BLUFF, TN 37187-9036
Document Number	0000385449
Book / Page	1608 / 2067
Instrument Date	Mar 31, 2026
Instrument	2026385449
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 HAWKINS RD, WHITE BLUFF, TN 37187-9036

Mortgage

Document Number	0000385449,
Date	Apr 7, 2026
Book Page	1608/2067
Instrument	2026385449

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	964 HAWKINS RD, WHITE BLUFF, TN 37187-9036
Document Number	V1420552
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 HAWKINS RD WHITE BLUFF TN 371879036, WHITE BLUFF, TN 37187-9036

Mortgage

Document Number	V1420552
Date	Jan 30, 2020
Book Page	001420/000552
Instrument	308662

Lender

Name	F&M BK
Type	Bank
Address	WHITE BLUFF, TN 37187

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 29, 2030

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	964 HAWKINS RD, WHITE BLUFF, TN 37187-9036
Document Number	V1399195
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 HAWKINS RD WHITE BLUFF TN 371879036, WHITE BLUFF, TN 37187-9036

Mortgage

Document Number	V1399195
Date	Sep 18, 2019
Book Page	001399/000195
Instrument	303831

Lender

Name	F&M BK
Type	Bank
Address	WHITE BLUFF, TN 37187

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 17, 2029

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	May 11, 2018
Property Address	964 HAWKINS RD, WHITE BLUFF, TN 37187-9036
Document Number	V1335907
Book / Page	001335 / 000907
Instrument Date	May 8, 2018
Instrument	287879
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3491 TRACE CREEK RD WHITE BLUFF TN 371874040, WHITE BLUFF, TN 37187-4040

Mortgage

Document Number	V1335909
Date	May 11, 2018
Book Page	001335/000909
Instrument	287880

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 964 Hawkins Rd was $993.

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00	$58,750 Land $12,900 Building $45,850
2024			$235,000 Land $51,600 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 964 Hawkins Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Hawkins Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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