964 Harborside Dr, Nebo, NC 28761 Property Records

McDowell County property record for 964 Harborside Dr, Nebo, NC 28761

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Trust Names on Record
Last Sale	$475,000 (Oct 2022)
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1713-00-96-6009`

Property Details

APN / Parcel Number

Primary APN	`1713-00-96-6009`
Alternative APNs	`75511` `78681`

Exterior

Lot Area	25,265 sqft (0.58 acres)

Location & Zoning

Account Number	78681
Street Address	964 HARBORSIDE DR
City	NEBO
State	NC
Zip	28761-0288
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	0.582 AC LOT 100 THE ARBOR PB 7 PG 51
Legal Subdivision	THE ARBOR SD
Legal Lot Number	100
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1006
Census Tract	970200

Owner

Source: McDowell County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	5025 GROVES EDGE LN, WAXHAW, NC 28173-7218
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Oct 14, 2022	Warranty Deed, Transfer
Jul 9, 2021	Warranty Deed, Transfer
Mar 26, 2019	Warranty Deed, Transfer · Commercial Mortgage TRUPOINT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	20226055
Deed Book / Page	1416 / 213
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	964 HARBORSIDE DR, NEBO, NC 28761-0288
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5025 GROVES EDGE LN, WAXHAW, NC 28173-7218

Mortgage

Document Number	0014920015
Date	Feb 13, 2025
Book Page	1492/15
Instrument	2025000634

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 14, 2022
Property Address	964 HARBORSIDE DR, NEBO, NC 28761-0288
Document Number	0014160213
Book / Page	1416 / 213
Map Reference	MB 7 PG 50&51
Instrument Date	Oct 14, 2022
Instrument	2022006055
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 PARK RD, CHARLOTTE, NC 28203-5231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5025 GROVES EDGE LN, WAXHAW, NC 28173-7218

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 9, 2021
Property Address	964 HARBORSIDE DR, NEBO, NC 28761-0288
Document Number	0013600567
Book / Page	1360 / 567
Map Reference	MB 7 PG 50&51
Instrument Date	Jul 7, 2021
Instrument	2021004386
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 SMOKEY PARK HWY, ASHEVILLE, NC 28806-1141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HARBORSIDE DRIVE, NEBO, NC 28761

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 26, 2019
Property Address	964 HARBORSIDE DR, NEBO, NC 28761-0288
Document Number	0012700293
Book / Page	1270 / 0293
Map Reference	MB 7 PG 50&51
Instrument Date	Mar 25, 2019
Instrument	2019001306
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 EMMAS GROVE RD, 122, FLETCHER, NC 28732-9491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SMOKEY PARK HWY, ASHEVILLE, NC 28806-1141

Mortgage

Document Number	2019001307
Date	Mar 26, 2019
Instrument	2019001307

Lender

Name	TRUPOINT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2024

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,937.00	$290,000 (-) Land $290,000
2023	$1,937.00 (-1.48%)	$290,000 (-) Land $290,000	$290,000 (-) Land $290,000
2022	$1,966.00	$290,000 Land $290,000	$290,000 Land $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1994–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Harborside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures