964 Gardners Way, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 964 Gardners Way, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 1,827 sqft · built 2008
Lot Size	0.043 acres (1,881 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Dec 2025)
Tax Bill	$2,644 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-516-48`

Property Details

APN / Parcel Number

Primary APN	`007-516-48`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,827 sqft Heated Area
1st Floor Area	672 sqft
Fireplace	Prefabricated

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	1,881 sqft (0.043 acres)
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	964 GARDNERS WAY
City	CORNELIUS
State	NC
Zip	28031-8172
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TC
Legal Description	LX4 M50-741
Legal Subdivision	CORNELIUS TOD PH 01 MAP 05
Legal Lot Number	X4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1083
Census Tract	6409

Owner

Source: Mecklenburg County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22282 PATTON ROAD, WOONSOCKET, RI 02895
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	2025133482
Deed Book / Page	40105 / 81
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 29, 2025
Property Address	964 GARDNERS WAY, CORNELIUS, NC 28031-8172
Document Number	0000133482
Book / Page	40105 / 81
Map Reference	MB 50 PG 741
Instrument Date	Dec 22, 2025
Instrument	2025133482
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19701 BETHEL CHURCH RD STE 103, 103, CORNELIUS, NC 28031-4069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22282 PATTON ROAD, WOONSOCKET, RI 02895
Investor	Possibly a Property Investor

Mortgage

Document Number	0000133483
Date	Dec 29, 2025
Instrument	2025133483

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 30, 2020
Property Address	964 GARDNERS WAY, CORNELIUS, NC 28031-8172
Document Number	0000159526
Book / Page	035118 / 000860
Instrument Date	Sep 30, 2020
Instrument	159526
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$602.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	964 GARDNERS WAY CORNELIUS NC 280318172, CORNELIUS, NC 28031-8172

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 12, 2018
Property Address	964 GARDNERS WAY, CORNELIUS, NC 28031-8172
Document Number	0000115952
Book / Page	032971 / 000544
Instrument Date	Sep 10, 2018
Instrument	115952
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 GARDNERS WAY #4 CORNELIUS NC 280318172, 4, CORNELIUS, NC 28031-8172

Mortgage

Document Number	115953
Date	Sep 12, 2018
Book Page	032971/000546
Instrument	115953

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,000 Land $105,000 Building $298,000
2024	$2,644.00
2023			$403,000 Land $105,000 Building $298,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: TDS Telecom.

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