964 Gap Rd, Altamont, TN 37301 Property Records

Grundy County property record for 964 Gap Rd, Altamont, TN 37301

Property Summary

Property Type	Rural Home
Details	1 ba · 1,352 sqft · built 2014
Lot Size	20.6 acres (899,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (May 2021)
Tax Bill	$721 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031029 01007`

Property Details

APN / Parcel Number

Primary APN	`031029 01007`
Alternative APN	`029 01007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,352 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2020
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	899,950 sqft (20.6 acres)
Shed	1 Shed
Shed Area	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	964 GAP RD
City	ALTAMONT
State	TN
Zip	37301-4025
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:02 MAP REF:029
Jurisdiction	GRUNDY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2048
Census Tract	955000

Owner

Source: Grundy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	964 GAP RD, ALTAMONT, TN 37301-4025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Deed Document Number	0001132121
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	964 GAP RD, ALTAMONT, TN 37301-4025
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001140/65
Date	Oct 27, 2021
Book Page	1140/65
Instrument	101287

Lender

Name	CITIZENS BANK
Type	Bank
Address	ALTAMONT, TN 37301

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$721.00 Additional exemption filed	$50,550 (-) Land $4,300 Building $46,250
2024	$721.00 Additional exemption filed	$50,550 (-) Land $4,300 Building $46,250
2023	$721.00 (+187.25%) Additional exemption filed	$50,550 (+345.37%) Land $4,300 Building $46,250
2022	$251.00	$11,350 Land $3,250 Building $8,100	$45,400 (-81.58%) Land $13,000 Building $32,400
2020			$246,500 Land $61,500 Building $185,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 81% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG CREEK UTILITY DISTRICT serves 9,185 people · EPA ID TN0000122
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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