964 Fall Circle Way, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 964 Fall Circle Way, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,532 sqft · built 1971
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,500 (May 2023)
Tax Bill	$4,426 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-00656303`

Property Details

APN / Parcel Number

Primary APN	`04-295-00656303`
Alternative APNs	`4-295-00656303` `29500656303`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,532 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,720 sqft (0.154 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29500656303
Street Address	964 FALL CIRCLE WAY
City	GAMBRILLS
State	MD
Zip	21054-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 51 BK D SC 8 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	D
Legal Lot Number	51
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3000
Census Tract	740800

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	964 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Mar 6, 2014 · Amount on Record
Deed Book / Page	39667 / 486
Prior Transfer Date	Oct 17, 2012
Prior Transfer Doc	0252760440
Record Updated	Jun 8, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 19, 2023
Property Address	964 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1442
Document Number	0396670486
Book / Page	39667 / 486
Map Reference	MB 41 FO 26
Instrument Date	May 17, 2023
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	964 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1442

Mortgage

Document Number	0039667496
Date	May 19, 2023
Instrument	39667/496

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	964 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1442
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345370067
Date	May 6, 2020
Book Page	34537/67

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Dec 1, 2044

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	964 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1442
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1442

Mortgage

Document Number	0360800001
Date	Feb 4, 2021
Book Page	36080/1

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$371,400 (+7.55%) Land $218,100 Building $153,300	$371,400 (-) Land $218,100 Building $153,300
2024	$4,426.00 (+17.37%)
2023	$3,771.00	$345,333	$371,400 Land $218,100 Building $153,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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