964 Elm St, Naperville, IL 60540 Property Records

DuPage County property record for 964 Elm St, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,729 sqft · built 1991
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$10,147 (2025)
Deeds & Mortgages	Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-26-208-004`

Property Details

APN / Parcel Number

Primary APN	`07-26-208-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,729 sqft Living Area
Gross Area	2,918 sqft
1st Floor Area	1,219 sqft
2nd Floor Area	944 sqft
Basement Area	755 sqft
Finished Basement	566 sqft
Unfinished Basement	189 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	12 ft deep x 7.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	964 ELM ST
City	NAPERVILLE
State	IL
Zip	60540-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	THE FIELDS UNIT 2 ALL
Legal Subdivision	THE FIELDS
Legal Lot Number	137
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1008
Census Tract	846521

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	964 ELM ST, NAPERVILLE, IL 60540-2700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 12, 2017
Transfer Doc	0000116019
Record Updated	Sep 20, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 9, 2017
Property Address	964 ELM ST, NAPERVILLE, IL 60540-2700
Document Number	0000116019
Instrument Date	Oct 12, 2017
Instrument	116019
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	964 ELM ST NAPERVILLE IL 605402700, NAPERVILLE, IL 60540-2700

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,147.00 (+6.91%)	$188,094 (+29.82%) Land $58,646 Building $129,448	$564,282 (+29.82%) Land $175,938 Building $388,344
2022	$9,491.00 Homeowner's exemption	$144,890 Land $44,840 Building $100,050	$434,670 Land $134,520 Building $300,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1996–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2017 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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